10506 Royal Rd, Silver Spring, MD 20903 Property Records

Montgomery County property record for 10506 Royal Rd, Silver Spring, MD 20903

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,964 sqft · built 1955
Lot Size	0.22 acres (9,572 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Apr 2011)
Tax Bill	$6,066 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00312284`

Property Details

APN / Parcel Number

Primary APN	`05-00312284`
Alternative APN	`00312284`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	614 sqft
Finished Basement	614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	9,572 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00312284
Street Address	10506 ROYAL RD
City	SILVER SPRING
State	MD
Zip	20903-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	CHALMERS ADD CRESTHA VEN
Legal Subdivision	HILLS ADD TO CRESTHAVEN
Legal Block	3
Legal Lot Number	6
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3003
Census Tract	701505

Owner

Source: Montgomery County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19400 PROSPECT POINT CT, BROOKEVILLE, MD 20833-2246
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2011 · Amount on Record
Deed Sale	Apr 19, 2011 · Amount on Record
Prior Sale	Apr 19, 2011 · Amount on Record
Deed Document Number	201141477/0497
Deed Book / Page	41477 / 497
Last Transfer Date	Oct 7, 2019
Transfer Doc	0583950144
Record Updated	Oct 29, 2026

October 2019:

Jurisdiction	MONTGOMERY MD
Recording Date	Oct 30, 2019
Property Address	10506 ROYAL RD, SILVER SPRING, MD 20903-1113
Document Number	0583950144
Book / Page	58395 / 144
Map Reference	MB 45 PL 3357
Instrument Date	Oct 7, 2019
Record Updated	Aug 20, 2021
Title Company	RGS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	19400 PROSPECT POINT CT, BROOKEVILLE, MD 20833-2246

Mortgage

Document Number	0583950151
Date	Oct 30, 2019
Book Page	58395/151

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,800 (+6.12%) Land $214,700 Building $269,100	$483,800 (-) Land $214,700 Building $269,100
2025	$6,066.00 (+7.21%)	$455,900 (+13.95%)	$483,800 (+20.92%) Land $214,700 Building $269,100
2024	$5,658.00 (+13.89%)
2023		$400,100 Land $214,700 Building $185,400	$400,100 Land $214,700 Building $185,400
2022	$4,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2015–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250