10506 E 43rd Ct, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10506 E 43rd Ct, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,974 sqft · built 1976
Lot Size	1.11 acres (48,385 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jun 2021)
Tax Bill	$5,435 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Jun 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`45324.1222`

Property Details

APN / Parcel Number

Primary APN	`45324.1222`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,974 sqft Living Area
Gross Area	2,456 sqft
1st Floor Area	1,102 sqft
Basement Area	504 sqft
Finished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2020
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,385 sqft
Garage Type	Attached
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces
Patio Area	80 sqft
Canopy	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10506 E 43RD CT
City	SPOKANE VALLEY
State	WA
Zip	99206-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PONDRA PINES ADD LT 18 & E4.50 OF LT 19 BLK 2
Legal Range	44E
Legal Township	25N
Legal Section	32
Legal Subdivision	PONDRA PINES ADD
Legal Block	2
Legal Lot Number	18,19
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2003
Census Tract	12401

Owner

10506 E 43rd Ct is owned and occupied by two individuals who bought it in June 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10506 E 43RD CT, SPOKANE VALLEY, WA 99206-9656
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Apr 8, 2020	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Nov 13, 2019	Quit Claim Deed, Transfer · Conventional with PMI SPOKANE TEACHERS CU
Nov 8, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 8, 2017	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2021 · Amount on File
Deed Sale	Jun 16, 2021 · Amount on File
Prior Sale	Nov 8, 2017 · Amount on File
Deed Document Number	20217088554
Prior Transfer Date	Nov 5, 2019
Prior Transfer Doc	0006863496
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10506 E 43RD CT, SPOKANE VALLEY, WA 99206-9656
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10506 E 43RD CT, SPOKANE VALLEY, WA 99206-9656

Mortgage

Document Number	0007436708
Date	Aug 26, 2025
Instrument	7436708

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 16, 2021
Property Address	10506 E 43RD CT, SPOKANE VALLEY, WA 99206-9656
Document Number	0007088554
Map Reference	VOL 12 PG 28
Instrument Date	Jun 9, 2021
Instrument	7088554
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,805.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10506 E 43RD CT, SPOKANE VALLEY, WA 99206-9656

Mortgage

Document Number	0007088555
Date	Jun 16, 2021
Instrument	7088555

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10506 E 43RD CT, SPOKANE VALLEY, WA 99206-9656
Document Number	0006912230
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10506 E 43RD CT SPOKANE VALLEY WA 992069656, SPOKANE VALLEY, WA 99206-9656

Mortgage

Document Number	0006912230
Date	Apr 20, 2020
Instrument	6912230

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

Interest

Rate Type	Adjustable Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 13, 2019
Property Address	10506 E 43RD CT, SPOKANE VALLEY, WA 99206-9656
Document Number	0006863496
Instrument Date	Nov 5, 2019
Instrument	6863496
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NAT'L TITLE CO/ESTN WA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10506 E 43RD CT SPOKANE VALLEY WA 992069656, SPOKANE VALLEY, WA 99206-9656

Mortgage

Document Number	6863497
Date	Nov 13, 2019
Instrument	6863497

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 8, 2017
Property Address	10506 E 43RD CT, SPOKANE VALLEY, WA 99206-9656
Document Number	0006657678
Map Reference	VOL12 PG28
Instrument Date	Nov 3, 2017
Instrument	6657678
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,980.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10506 E 43RD CT, SPOKANE VALLEY, WA 99206-9656

Mortgage

Document Number	0006657679
Date	Nov 8, 2017
Instrument	6657679

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 8, 2017
Property Address	10506 E 43RD CT, SPOKANE VALLEY, WA 99206-9656
Document Number	0006657689
Instrument Date	Nov 3, 2017
Instrument	6657689
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10506 E 43RD CT SPOKANE VALLEY WA 992069656, SPOKANE VALLEY, WA 99206-9656

Tax Assessment & Valuation

The 2026 property tax bill for 10506 E 43rd Ct was $5,435, up 3.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,435.00 (+3.56%)	$530,920 Land $157,220 Building $373,700	$530,920 Land $157,220 Building $373,700
2025	$5,248.00
2024		$446,910 (+48.17%) Land $96,110 Building $350,800	$446,910 (+48.17%) Land $96,110 Building $350,800
2023	$4,261.00 (+21.02%)	$301,610 Land $96,110 Building $205,500	$301,610 Land $96,110 Building $205,500
2022	$3,521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10506 E 43rd Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10506 E 43rd Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink.

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