10505 Willow Ave, Poncha Springs (Salida), CO 81201 Property Records

Chaffee County property record for 10505 Willow Ave, Poncha Springs, CO 81201

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,563 sqft · built 2022
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$532,000 (Nov 2022)
Tax Bill$1,941 (2025)
Deeds & MortgagesDec 2025 Mortgage
Nov 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR380503304008

Property Details

APN / Parcel Number

Primary APNR380503304008
Alternative APN
  • 380503304008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,563 sqft Living Area
Gross Area1,715 sqft
1st Floor Area1,563 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Exterior MaterialSiding
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchCovered Slab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR380503304008
Street Address10505 WILLOW AVE
CityPONCHA SPRINGS
StateCO
Zip81201-8013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLOCK 4 PONCHA MEADOWS SUBDIVISION FILING 1 PLAT 456239 PS103 REC 484352
Legal Range08E
Legal Township49N
Legal Section03
Legal SubdivisionPONCHA MEADOWS SUBDIVISION
Legal Block4
Legal Lot Number8
JurisdictionCHAFFEE CO
Township / Civil DivisionSALIDA
Census Block Group3
Census Block3089
Census Tract300

Owner

10505 Willow Ave is owned and occupied by an individual who bought it in November 2022.

Source: Chaffee County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address10505 WILLOW AVE, PONCHA SPRINGS, CO 81201-8013
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 9, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 26, 2021Special Warranty Deed, Transfer · Commercial Mortgage
RG BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2022 · Amount on File
Deed SaleNov 9, 2022 · Amount on File
Prior SaleJul 26, 2021 · Amount on File
Deed Document Number2022484352
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAFFEE CO
Property Address10505 WILLOW AVE, PONCHA SPRINGS, CO 81201-8013
Transaction TypeMortgage
Record UpdatedJan 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10505 WILLOW AVE, PONCHA SPRINGS, CO 81201-8013

Mortgage

Document Number0000504927
DateDec 18, 2025
Instrument504927
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term325 Months
DueJan 1, 2053

November 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHAFFEE CO
Recording DateNov 9, 2022
Property Address10505 WILLOW AVE, PONCHA SPRINGS, CO 81201-8013
Document Number0000484352
Map ReferenceDOC 456239
Instrument DateNov 9, 2022
Instrument484352
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 25, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$53.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10505 WILLOW AVE, PONCHA SPRINGS, CO 81201-8013

Mortgage

Document Number0000484353
DateNov 9, 2022
Instrument484353
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

July 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHAFFEE CO
Recording DateJul 26, 2021
Property Address10505 WILLOW AVE, PONCHA SPRINGS, CO 81201-8013
Document Number0000472609
Map ReferenceDOC 456239
Instrument DateJul 22, 2021
Instrument472609
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$63.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4785 COUNTY ROAD 15 S, ALAMOSA, CO 81101-9133
InvestorPossibly a Property Investor

Mortgage

Document Number0000472611
DateJul 26, 2021
Instrument472611
Lender
NameRG BANK
AddressMONTE VISTA, CO 81144
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term25 Months
DueAug 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 10505 Willow Ave was $1,941.

Source: Chaffee County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateColorado
CountyChaffee County
MunicipalityPoncha Springs Town
Unified School DistrictSalida School District R-32 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,941.00$34,460 Land $5,000 Building $29,460$551,361 Land $80,000 Building $471,361
2023$1,768.00$35,360 Land $5,180 Building $30,180$582,824 Land $77,348 Building $505,476

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10505 Willow Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10505 Willow Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Visionary Broadband
Fiber
1,000 / 1,000

May also be available: Verizon.

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