Lubbock County property record for 10505 Troy Ave, Lubbock, TX 79424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,131 sqft · built 2020 |
| Lot Size | 0.152 acres (6,652 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,345 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R332369 |
| Primary APN | R332369 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,131 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,652 sqft (0.152 acres) |
| Garage Area | 550 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10505 TROY AVE |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79424-7899 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKERIDGE ESTATES L 325 |
| Legal Subdivision | LAKERIDGE ESTATES |
| Legal Lot Number | 3250 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10509 |
10505 Troy Ave is owned and occupied by an individual who acquired it in June 2019.
Source: Lubbock County records, as of February 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10505 TROY AVE, LUBBOCK, TX 79424-7899 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2020 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2019 |
| Deed Sale | Jun 28, 2019 |
| Deed Document Number | 2019-25169 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 10505 TROY AVE, LUBBOCK, TX 79424-7899 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008463 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 2020008463 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79424 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 10505 TROY AVE, LUBBOCK, TX 79424-7899 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | SERVICE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000050646 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020050646 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 10505 Troy Ave was $4,345 with a homeowner's exemption, down 19.7% from the year before.
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,345.00 (-19.75%) Homeowner's exemption | $379,691 Land $46,564 Building $333,127 | $379,691 Land $46,564 Building $333,127 |
| 2024 | $5,414.00 (-0.18%) | ||
| 2023 | $5,424.00 (-21.36%) Homeowner's exemption | $384,432 Land $46,564 Building $354,738 | $401,302 Land $46,564 Building $354,738 |
| 2022 | $6,897.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10505 Troy Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10505 Troy Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
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