10504 Wortham Bend Rd, Waco, TX 76708 Property Records

McLennan County property record for 10504 Wortham Bend Rd, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,686 sqft · built 1997
Lot Size	0.657 acres (28,610 sqft)
Owner	Individual Name on File
Last Sale	$309,411 (Feb 2025)
Tax Bill	$5,083 (2025)
Deeds & Mortgages	Feb 2025 Second Mortgage Feb 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-030200-000402-9`

Property Details

APN / Parcel Number

Primary APN	`18-030200-000402-9`
Alternative APNs	`1803020000040290111` `110131`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,686 sqft Living Area
Gross Area	2,197 sqft
1st Floor Area	1,686 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	28,610 sqft (0.657 acres)
Lot Dimensions	199 ft deep x 172 ft wide
Garage Type	Attached
Garage Area	511 sqft
Driveway	Concrete Driveway
Driveway Area	1,900 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	663 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10504 WORTHAM BEND RD
City	WACO
State	TX
Zip	76708-7019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	PATRICK S LOT 2 BLOCK 4 ACRES .6568
Legal Subdivision	PATRICK S
Legal Block	4
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1033
Census Tract	4104

Owner

10504 Wortham Bend Rd is owned and occupied by an individual who bought it in February 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	10504 WORTHAM BEND RD, WACO, TX 76708-7019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS DEPT OF HOUSING & CMNTY AFFAIRS
Feb 11, 2025	Vendor's Lien, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Feb 10, 2023	Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 17, 2022	Warranty Deed, Transfer CAPITAL TITLE
Jun 26, 2017	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2025 · Amount on File
Deed Sale	Feb 11, 2025 · Amount on File
Prior Sale	Feb 10, 2023 · Amount on File
Deed Document Number	20254083
Prior Transfer Date	Jun 22, 2017
Prior Transfer Doc	0000020463
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10504 WORTHAM BEND RD, WACO, TX 76708-7019
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004421
Date	Feb 14, 2025
Instrument	2025004421

Lender

Name	TEXAS DEPT OF HOUSING & CMNTY AFFAIRS
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

February 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 11, 2025
Property Address	10504 WORTHAM BEND RD, WACO, TX 76708-7019
Document Number	0000004083
Map Reference	VOL 139 PG 286
Instrument Date	Feb 11, 2025
Instrument	2025004083
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10504 WORTHAM BEND RD, WACO, TX 76708-7019

Mortgage

Document Number	0000004084
Date	Feb 11, 2025
Instrument	2025004084

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 10, 2023
Property Address	10504 WORTHAM BEND RD, WACO, TX 76708-7019
Document Number	0000003775
Map Reference	VOL 139 PG 286
Instrument Date	Feb 7, 2023
Instrument	2023003775
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10504 WORTHAM BEND RD, WACO, TX 76708-7019

Mortgage

Document Number	0000003776
Date	Feb 10, 2023
Instrument	2023003776

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 17, 2022
Property Address	10504 WORTHAM BEND RD, WACO, TX 76708-7019
Document Number	0000033565
Map Reference	VOL 139 PG 286
Instrument Date	Aug 15, 2022
Instrument	2022033565
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10504 WORTHAM BEND RD, WACO, TX 76708-7019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10190 KATY FWY STE 100, 100, HOUSTON, TX 77043-5237
Investor	Possibly a Property Investor

June 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 26, 2017
Property Address	10504 WORTHAM BEND RD, WACO, TX 76708-7019
Document Number	0000020463
Map Reference	VOL139 PG286
Instrument Date	Jun 22, 2017
Instrument	2017020463
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10504 WORTHAM BEND RD, WACO, TX 76708-7019

Mortgage

Document Number	0000020464
Date	Jun 26, 2017
Instrument	2017020464

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10504 Wortham Bend Rd was $5,083, down 4.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,521 (-3.36%) Land $21,379 Building $280,142	$301,521 (-3.36%) Land $21,379 Building $280,142
2025	$5,083.00 (-4.94%)	$312,000 Land $17,880 Building $294,120	$312,000 Land $17,880 Building $294,120
2024	$5,347.00
2023		$302,060 Land $17,880 Building $284,180	$302,060 Land $17,880 Building $284,180
2022	$5,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10504 Wortham Bend Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10504 Wortham Bend Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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