Howard County property record for 10504 Bill Lilly Ct, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,826 sqft · built 1989 |
| Lot Size | 0.323 acres (14,069 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $569,000 (Feb 2018) |
| Tax Bill | $8,732 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-524028 |
| Primary APN | 06-524028 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,826 sqft Total Area |
| Basement Area | 1,110 sqft |
| Finished Basement | 1,110 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,069 sqft (0.323 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 238 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 524028 |
|---|---|
| Street Address | 10504 BILL LILLY CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-1291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 38 .323 A 10504 BILL LILLY CT LILLY ADD TO LAKEVIEW S3 |
| Legal Subdivision | LILLY ADD |
| Legal Lot Number | 38 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 606805 |
10504 Bill Lilly Ct is owned and occupied by two individuals who bought it in February 2018.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10504 BILL LILLY CT, LAUREL, MD 20723-1291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Feb 16, 2018 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2018 · Amount on File |
| Deed Sale | Feb 16, 2018 · Amount on File |
| Prior Sale | May 8, 2003 · Amount on File |
| Deed Book / Page | 18054 / 318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10504 BILL LILLY CT, LAUREL, MD 20723-1291 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 10504 BILL LILLY CT, LAUREL, MD 20723-1291 |
| Document Number | 0199810122 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 19981/122 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 16, 2018 |
| Property Address | 10504 BILL LILLY CT, LAUREL, MD 20723-1291 |
| Document Number | 0180540318 |
| Book / Page | 18054 / 318 |
| Map Reference | PL8451 |
| Instrument Date | Feb 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10504 BILL LILLY CT, LAUREL, MD 20723-1291 |
| Document Number | 0018054324 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 18054/324 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2026 property tax bill for 10504 Bill Lilly Ct was $8,732 with a homeowner's exemption, down 10.5% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,732.00 (-10.53%) Homeowner's exemption | $775,800 (+3.14%) | $823,000 (+9.41%) Land $296,500 Building $526,500 |
| 2025 | $9,760.00 Homeowner's exemption | $752,200 Land $246,500 Building $505,700 | $752,200 Land $246,500 Building $505,700 |
| 2023 | $608,867 | $752,200 Land $246,500 Building $505,700 | |
| 2022 | $6,048.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10504 Bill Lilly Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1996 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10504 Bill Lilly Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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