Jefferson County and Adams Town property record for 10503 Wright Street Rd, Adams, NY 13605
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,740 sqft · built 1880 |
| Lot Size | 7.64 acres (332,798 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,000 (Aug 2017) |
| Tax Bill | $3,364 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2022 Refinance + 1 more |
| APN | 222089 108.17-1-99 |
| Primary APN | 222089 108.17-1-99 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,110 sqft |
| Upper Floors Area | 630 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 332,798 sqft (7.64 acres) |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 455 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 222089 108.17-1-99 |
|---|---|
| Street Address | 10503 WRIGHT STREET RD |
| City | ADAMS |
| State | NY |
| Zip | 13605-2377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N OF VILLAGE LINE |
| Legal Block | 1 |
| Legal Lot Number | 99.000 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | ADAMS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 61802 |
Source: Jefferson County and Adams Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10503 WRIGHT STREET RD, ADAMS, NY 13605-2377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GOUVERNEUR SAVINGS AND LOANS ASSOCIATION |
| Sep 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance GOUVERNEUR SAVINGS & LOAN ASSOC |
| Aug 31, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2017 · Amount on Record |
| Deed Sale | Aug 31, 2017 · Amount on Record |
| Prior Sale | Feb 1, 1996 · Amount on Record |
| Deed Book / Page | 2017 / 13434 |
| Prior Transfer Date | Jul 24, 2013 |
| Prior Transfer Doc | 0000010881 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Jun 12, 2026 |
| Property Address | 10503 WRIGHT STREET RD, ADAMS, NY 13605-2377 |
| Document Number | 0000008058 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20268058 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BROWNELL ABSTRACT CORPORATION, BROWNELL ABSTRACT CORPORATIO |
| Name | Verified Name |
|---|---|
| Address | 10503 WRIGHT STREET RD, ADAMS, NY 13605-2377 |
| Document Number | 0000008058, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 20268058 |
| Name | GOUVERNEUR SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 8, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.72% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 10503 WRIGHT STREET RD, ADAMS, NY 13605-2377 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015539 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 20220-00015539 |
| Name | GOUVERNEUR SAVINGS & LOAN ASSOC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Aug 31, 2017 |
| Property Address | 10503 WRIGHT STREET RD, ADAMS, NY 13605-2377 |
| Document Number | 0000013434 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 13434 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10503 WRIGHT STREET RD ADAMS NY 136052103, ADAMS, NY 13605-2103 |
Source: Jefferson County and Adams Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Jefferson County |
| County Subdivision | Adams Town |
| Unified School District | South Jefferson Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,364.00 (+2.44%) | ||
| 2025 | $3,284.00 | $155,500 (-) Land $53,800 Building $101,700 | $194,375 (+6.25%) Land $67,250 Building $127,125 |
| 2023 | $155,500 Land $53,800 Building $101,700 | $182,941 Land $63,294 Building $119,647 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS VILLAGE serves 2,000 people · EPA ID NY2202328 |
|---|---|
| Water Source | Groundwater |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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