10503 Laura Ln, Grass Valley, CA 95945 Property Records

Nevada County property record for 10503 Laura Ln, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 1966
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,396 (2025)
Deeds & Mortgages	Sep 2020 Transfer Sep 2017 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-140-005-000`

Property Details

APN / Parcel Number

Primary APN	`007-140-005-000`
Alternative APN	`07-140-05-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,890 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Traditional
Lot Area	22,216 sqft (0.51 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Patio Area	898 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Old Parcel Number	07-140-05-000
Street Address	10503 LAURA LN
City	GRASS VALLEY
State	CA
Zip	95945-4826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-1.5
Legal Description	PTN LT 16 SIERRA V PRK 21-16-8
Legal Range	8E
Legal Township	16N
Legal Section	21
Legal Subdivision	SIERRA VISTA PK
Legal Block	B
Legal Lot Number	16
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1003
Census Tract	503

Owner

10503 Laura Ln is owned and occupied by two individuals who acquired it in August 2020.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10503 LAURA LN, GRASS VALLEY, CA 95945-4826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 8, 2017	Intrafamily Transfer, Transfer · Reverse Mortgage FNC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 18, 2020
Transfer Doc	0000023538
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 16, 2020
Property Address	10503 LAURA LN, GRASS VALLEY, CA 95945-4826
Document Number	0000023538
Instrument Date	Aug 18, 2020
Instrument	23538
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12225 SHALE RIDGE LN #321 AUBURN CA 956028870, 321, AUBURN, CA 95602-8870

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Sep 8, 2017
Property Address	10503 LAURA LN, GRASS VALLEY, CA 95945-4826
Document Number	0000019884
Instrument Date	Jul 25, 2017
Instrument	20170019884
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FNC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10503 LAURA LN, GRASS VALLEY, CA 95945-4826

Mortgage

Document Number	, 20170019885
Date	Sep 8, 2017
Instrument	20170019885

Lender

Type	Lending Institution

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.22%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 10503 Laura Ln was $1,396 with a homeowner's exemption, up 2.3% from the year before.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,219 (+2%) Land $9,906 Building $89,313
2025	$1,396.00 (+2.35%) Homeowner's exemption	$97,274 Land $9,712 Building $87,562
2024	$1,364.00 (+3.02%)
2023	$1,324.00 (+1.46%) Homeowner's exemption	$93,499 Land $9,336 Building $84,163	$565,830
2022	$1,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10503 Laura Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10503 Laura Ln is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - E. GEORGE, BANNER MOUNTAIN serves 17,154 people · EPA ID CA2910004
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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