Lancaster County property record for 10501 S 31st St, Roca, NE 68430
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.259 acres (11,283 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $533,000 (Jul 2026) |
| Tax Bill | $724 (2025) |
| Deeds & Mortgages | Jan 2026 Construction Loan Jul 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-31-116-007-000 |
| Primary APN | 16-31-116-007-000 |
|---|
| Lot Area | 11,283 sqft (0.259 acres) |
|---|
| Street Address | 10501 S 31ST ST |
|---|---|
| City | ROCA |
| State | NE |
| Zip | 68430-4483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | IRON RIDGE 7TH ADDITION, BLOCK 2, LOT 7 |
| Legal Subdivision | IRON RIDGE 7TH ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | LANCASTER NE |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 3726 |
10501 S 31st St is owned by two individuals who bought it in July 2026.
Source: Lancaster County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3043 BERTRAM ST, ROCA, NE 68430-4451 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Construction Mortgage FIVE POINTS BANK |
| Jul 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND CREDIT UNION |
| Jan 21, 2026 | Warranty Deed, Transfer · Line of Credit FIVE POINTS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on File |
| Deed Sale | Jul 2, 2026 · Amount on File |
| Prior Sale | Jan 21, 2026 · Amount on File |
| Deed Document Number | 202625027 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Property Address | 10501 S 31ST ST, ROCA, NE 68430-4483 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8007 NASHWAY RD, LINCOLN, NE 68516-3306 |
| Document Number | 0000002807 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 2026002807 |
| Name | FIVE POINTS BANK |
|---|---|
| Type | Bank |
| Address | LINCOLN, NE 68516 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER NE |
| Recording Date | Jul 2, 2026 |
| Property Address | 10501 S 31ST ST, ROCA, NE 68430-4483 |
| Document Number | 0000025027 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202625027 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NEBRASKA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124,892.56 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000025028, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 202625028 |
| Name | HEARTLAND CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER NE |
| Recording Date | Jan 21, 2026 |
| Property Address | 10501 S 31ST ST, ROCA, NE 68430-4483 |
| Document Number | 0000001980 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 2026001980 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | MIDWEST AREA TITLE INC, MIDWEST TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178.64 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000001981 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 2026001981 |
| Name | FIVE POINTS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 10501 S 31st St was $724.
Source: Lancaster County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Lancaster County |
| Municipality | Lincoln City |
| Unified School District | Lincoln Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $724.00 | $57,800 Land $57,800 | $57,800 Land $57,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10501 S 31st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10501 S 31st St is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 67% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Windstream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Big Red Communications, Nextlink.
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