10500 Rd 705, Union, MS 39365 Property Records

Neshoba County property record for 10500 Rd 705, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,051 sqft · built 2011
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit Nov 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14400-29-028.001`

Property Details

APN / Parcel Number

Primary APN	`14400-29-028.001`
Alternative APN	`20443`

Interior

Full Baths	2 Baths
Building Area	2,051 sqft Living Area
1st Floor Area	1,560 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	13,068 sqft (0.3 acres)
Garage Area	4,110 sqft
Parking Spaces	24 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	20443
Street Address	10500 ROAD 705
City	UNION
State	MS
Zip	39365-5352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E 1/2 SW 1/4 NE 1/4 E OF RD
Legal Range	13E
Legal Township	09N
Legal Section	29
Jurisdiction	NESHOBA MS
Township / Civil Division	3
Census Block Group	5
Census Block	5032
Census Tract	10600

Owner

Source: Neshoba County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10500 ROAD 705, UNION, MS 39365-5352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF PHILADELPHIA
Nov 14, 2023	Warranty Deed, Transfer
Aug 27, 2020	Special Warranty Deed, Transfer
Sep 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020
Deed Sale	Aug 27, 2020
Prior Sale	Sep 7, 2018
Deed Book / Page	2020 / 3871
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10500 ROAD 705, UNION, MS 39365-5352
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024/6217
Date	Sep 24, 2024
Book Page	2024/6217
Instrument	2024-6217

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Mar 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Nov 14, 2023
Property Address	10500 ROAD 705, UNION, MS 39365-5352
Document Number	02023/4121
Book / Page	2023 / 4121
Instrument Date	Sep 14, 2023
Instrument	2023-4121
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10550 ROAD 705, UNION, MS 39365-5352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11746 MAIDEN RD, COLLINSVILLE, MS 39325-8971

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Aug 27, 2020
Property Address	10500 ROAD 705, UNION, MS 39365-5352
Document Number	02020/3871
Book / Page	2020 / 3871
Instrument Date	Aug 21, 2020
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1068 HIGHLAND COLONY PKWY, RIDGELAND, MS 39157-8807

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Sep 7, 2018
Property Address	10500 ROAD 705, UNION, MS 39365-5352
Document Number	02018/4656
Book / Page	2018 / 4656
Instrument Date	Sep 6, 2018
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10510 ROAD 705, UNION, MS 39365-5352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10510 ROAD 705, UNION, MS 39365-5352

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,268.00 (-1.99%)	$21,570 (+13.83%)	$143,800 (+13.83%) Land $4,640 Building $139,160
2024	$2,314.00 (+10.3%)
2023	$2,098.00 (-0.19%)	$18,950	$126,330 Land $4,640 Building $121,690
2021	$2,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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