1050 White Pine Dr, Cary, IL 60013 Property Records

McHenry County property record for 1050 White Pine Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,285 sqft · built 1999
Lot Size	0.501 acres (21,848 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Sep 2022)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-07-277-010`

Property Details

APN / Parcel Number

Primary APN	`20-07-277-010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,285 sqft
Gross Area	4,860 sqft
1st Floor Area	1,575 sqft
2nd Floor Area	1,710 sqft

Exterior

Year Built	Built 1999
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	21,848 sqft
Lot Dimensions	180 ft deep x 119 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1050 WHITE PINE DR
City	CARY
State	IL
Zip	60013-3160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0032869 LT 12 WHITE OAKS SUB
Legal Range	09E
Legal Township	43N
Legal Section	07
Legal Subdivision	WHITE OAKS
Legal Lot Number	12
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3030
Census Tract	871305

Owner

1050 White Pine Dr is owned by an individual who bought it in September 2022.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1050 WHITE PINE DR, CARY, IL 60013-3160
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on File
Deed Sale	Sep 21, 2022 · Amount on File
Prior Sale	Sep 21, 2004 · Amount on File
Deed Document Number	2022R0032869
Record Updated	Jun 7, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 21, 2022
Property Address	1050 WHITE PINE DR, CARY, IL 60013-3160
Document Number	0000032869
Map Reference	DOC 98R0052325
Instrument Date	Aug 31, 2022
Instrument	2022R0032869
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1050 WHITE PINE DR, 1050, CARY, IL 60013-3160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610 WATERFORD LN, LAKE IN THE HILLS, IL 60156-6323

Mortgage

Document Number	0000032870
Date	Sep 21, 2022
Instrument	2022R0032870

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$173,164 Land $37,418 Building $135,746	$519,492 Land $112,254 Building $407,238

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1050 White Pine Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2013–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1050 White Pine Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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