St. Clair County property record for 1050 Wadhams Rd, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,969 sqft · built 2017 |
| Lot Size | 8.8 acres (383,328 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $52,000 (Aug 2014) |
| Tax Bill | $6,098 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-30-009-3004-200 |
| Primary APN | 74-30-009-3004-200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,969 sqft Living Area |
| 1st Floor Area | 1,969 sqft |
| Basement Area | 1,969 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Lot Area | 383,328 sqft (8.8 acres) |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1050 WADHAMS RD |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | BEG AT SE SEC COR, TH S 89D 54M 56S W 1339.12', TH N 0D 2M W 284.09', TH N 89D 43M 25S E 1339.13', TH S 0D 2M E 288.58' TO |
| Legal Range | 16E |
| Legal Township | 05N |
| Legal Section | 09 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 640600 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1050 WADHAMS RD, SAINT CLAIR, MI 48079-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Jun 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FIN'L CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2014 · Amount on Record |
| Deed Sale | Aug 5, 2014 · Amount on Record |
| Deed Document Number | 201417002 |
| Deed Book / Page | 4525 / 681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1050 WADHAMS RD, SAINT CLAIR, MI 48079-2406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004836/872 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 4836/872 |
| Instrument | 2017014445 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1050 WADHAMS RD, SAINT CLAIR, MI 48079-2406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005065362 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 5065/362 |
| Instrument | 2019011924 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1050 WADHAMS RD, SAINT CLAIR, MI 48079-2406 |
| Document Number | 0052010413 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1050 WADHAMS RD ST CLAIR MI 480792406, ST CLAIR, MI 48079-2406 |
| Document Number | 0052010413 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 005201/000413 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2050 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | Marysville Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,600 (+7.03%) | $551,200 (+7.03%) | |
| 2025 | $6,098.00 (+3.22%) Homeowner's exemption | $257,500 (+24.7%) | |
| 2024 | $5,908.00 (+14.58%) | $515,000 (+24.7%) | |
| 2023 | $206,500 | ||
| 2022 | $5,156.00 | $413,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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