1050 W Locust St, Dubuque, IA 52001 Property Records

Dubuque County property record for 1050 W Locust St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1878
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$117,500 (Nov 2020)
Tax Bill	$1,918 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-23-253-004`

Property Details

APN / Parcel Number

Primary APN	`10-23-253-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,024 sqft Living Area
1st Floor Area	416 sqft
Upper Floors Area	416 sqft
Basement Area	608 sqft

Exterior

Year Built	Built 1878
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Deck Area	80 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1050 W LOCUST ST
City	DUBUQUE
State	IA
Zip	52001-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 29 WM BLAKES ADD
Legal Subdivision	IRVING
Legal Lot Number	29
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3006
Census Tract	600

Owner

1050 W Locust St is owned and occupied by an individual who bought it in November 2020.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Mailing Address	1050 W LOCUST ST, DUBUQUE, IA 52001-4107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Prior Sale	Apr 7, 2010 · Amount on File
Deed Document Number	2020-00018038
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 16, 2020
Property Address	1050 W LOCUST ST, DUBUQUE, IA 52001-4107
Document Number	0000018038
Instrument Date	Nov 10, 2020
Instrument	2020-00018038
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 W LOCUST ST, DUBUQUE, IA 52001-4107

Mortgage

Document Number	0000018039
Date	Nov 16, 2020
Instrument	2020-00018039

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$158,400 Land $27,500 Building $130,900	$158,400 Land $27,500 Building $130,900
2024	$1,918.00
2023		$143,600 (+26.54%) Land $25,000 Building $118,600	$143,600 Land $25,000 Building $118,600
2022	$1,804.00 Homeowner's exemption	$113,480 Land $23,750 Building $89,730
2021			$113,480 Land $23,750 Building $89,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1050 W Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1050 W Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink, T-Mobile.

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