1050 W 23rd St, Lorain, OH 44052 Property Records

Lorain County property record for 1050 W 23rd St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 957 sqft · built 1930
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$884 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01-006-153-021`

Property Details

APN / Parcel Number

Primary APN	`02-01-006-153-021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	957 sqft Living Area
1st Floor Area	704 sqft
Basement Area	608 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	152 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1050 W 23RD ST
City	LORAIN
State	OH
Zip	44052-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANG 50 X 152
Legal Subdivision	STANGS SECOND SUBDIVISION
Legal Tract	01
Legal Block	153
Legal Lot Number	269
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2005
Census Tract	23300

Owner

1050 W 23rd St is owned and occupied by an individual who acquired it in April 1998.

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1050 W 23RD ST, LORAIN, OH 44052-4616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 27, 1998
Transfer Doc	0000533562
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1050 W 23RD ST, LORAIN, OH 44052-4616
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000883825
Date	Jul 19, 2022
Instrument	2022-0883825

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1050 W 23RD ST, LORAIN, OH 44052-4616
Document Number	0000720972
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 W 23RD ST LORAIN OH 440524616, LORAIN, OH 44052-4616
Investor	Possibly a Property Investor

Mortgage

Document Number	0000720972
Date	Jul 8, 2019
Instrument	720972

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	AVON, OH 44011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 7, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1050 W 23rd St was $884.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$884.00	$22,020 (+%) Land $4,240 Building $17,780	$62,910 (-) Land $12,120 Building $50,790
2024	$884.00 (-27.36%)	$22,019 (-4.42%) Land $4,242 Building $17,777	$62,910 (-4.42%) Land $12,120 Building $50,790
2023	$1,217.00 (+3.49%)	$23,037 (-0.01%) Land $4,319 Building $18,718	$65,820 Land $12,340 Building $53,480
2022	$1,176.00	$23,040 Land $4,320 Building $18,720
2021			$65,820 Land $12,340 Building $53,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1050 W 23rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1050 W 23rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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