1050 Silver Sands Ave, Naples, FL 34109 Property Records

Collier County property record for 1050 Silver Sands Ave, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	3,349 sqft · built 1979
Lot Size	1.18 acres (51,836 sqft)
Owner	2 Individual Names on File
Last Sale	$855,000 (Dec 2019)
Tax Bill	$8,966 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`302500 413A25`

Property Details

APN / Parcel Number

Primary APN	`302500 413A25`
Alternative APNs	`33431760009064300413` `33431760009`

Interior

Stories	1 Story
Building Area	3,349 sqft Living Area
1st Floor Area	3,092 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	51,836 sqft
Pool Area	336 sqft
Deck Area	198 sqft

Location & Zoning

Street Address	1050 SILVER SANDS AVE
City	NAPLES
State	FL
Zip	34109-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-2
Legal Description	FOUR SEASONS LOT 41
Legal Range	25
Legal Township	48
Legal Section	25
Legal Subdivision	FOUR SEASONS
Legal Tract	302500
Legal Block	2
Legal Lot Number	41
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1009
Census Tract	10437

Owner

1050 Silver Sands Ave is owned and occupied by two individuals who bought it in December 2019.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1050 SILVER SANDS AVE, NAPLES, FL 34109-1529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OCMBC INC
Jun 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 5, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Prior Sale	Dec 10, 2013 · Amount on File
Deed Document Number	20195799254
Deed Book / Page	5702 / 2692
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1050 SILVER SANDS AVE, NAPLES, FL 34109-1529
Transaction Type	Mortgage
Record Updated	Dec 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 SILVER SANDS AVE, NAPLES, FL 34109-1529

Mortgage

Document Number	0063090927
Date	Nov 29, 2023
Book Page	6309/927
Instrument	6481225

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1050 SILVER SANDS AVE, NAPLES, FL 34109-1529
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	TITLE SPECIALISTS/THE GULF COA, TITLE SPECIALISTS OF GULF CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 SILVER SANDS AVE, NAPLES, FL 34109-1529

Mortgage

Document Number	0059673645
Date	Jun 19, 2021
Book Page	5967/3645
Instrument	6081244

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 5, 2019
Property Address	1050 SILVER SANDS AVE, NAPLES, FL 34109-1529
Document Number	0057022692
Book / Page	5702 / 2692
Map Reference	MB 10 PG 95
Instrument Date	Dec 2, 2019
Instrument	5799254
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	TITLE SPECIALISTS OF GULF CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,985.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6735 STONEGATE DR, 6735, NAPLES, FL 34109-7204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 PALM RIVER BLVD, NAPLES, FL 34110-5706

Mortgage

Document Number	0057022694
Date	Dec 5, 2019
Instrument	5702/2694

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1050 Silver Sands Ave was $8,966 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$980,677 (+2.7%)	$1,749,888 (+0.82%) Land $943,338 Building $806,550
2025	$8,966.00 Homeowner's exemption	$954,895	$1,735,728 Land $943,338 Building $792,390
2023	$8,193.00 (-2.93%) Homeowner's exemption	$848,734 (+3%)	$1,146,235 (-9.33%) Land $597,447 Building $548,788
2022	$8,440.00 Homeowner's exemption	$824,014	$1,264,185 Land $680,978 Building $583,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1050 Silver Sands Ave in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1050 Silver Sands Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications, Verizon.

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