1050 S Watson Dr, Centre, AL 35960 Property Records

Cherokee County property record for 1050 S Watson Dr, Centre, AL 35960

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,026 sqft · built 1974
Lot Size0.459 acres (19,994 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Nov 2022)
Tax Bill$708 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Jun 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-14-05-21-1-004-038.000

Property Details

APN / Parcel Number

Primary APN13-14-05-21-1-004-038.000
Alternative APNs
  • ALT APN:1405211004038000
  • 209976
  • 216377

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,026 sqft Living Area
1st Floor Area2,026 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,994 sqft (0.459 acres)
PorchSlab
Porch Area144 sqft

Location & Zoning

Account Number216377
Street Address1050 S WATSON DR
CityCENTRE
StateAL
Zip35960-1732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5, BLOCK E, WEST HILLS S/D, PB 6/63
Legal Range09E
Legal Township10S
Legal Section21
Legal SubdivisionWEST HILLS-REV PT SO OF HWY-WA
Legal BlockE
Legal Lot Number5
JurisdictionCHEROKEE AL
Township / Civil DivisionCENTRE
Census Block Group4
Census Block4012
Census Tract955900

Owner

Source: Cherokee County assessment roll, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1050 S WATSON DR, CENTRE, AL 35960-1732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Warranty Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Jun 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRUSTMARK NATIONAL BANK
May 18, 2022Intrafamily Transfer, Transfer
Apr 20, 2021Warranty Deed, Transfer · Conventional Mortgage
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 10, 2022 · Amount on Record
Deed SaleNov 10, 2022 · Amount on Record
Prior SaleApr 20, 2021 · Amount on Record
Deed Document Number2022227008
Prior Transfer DateMay 17, 2022
Prior Transfer Doc0000224363
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateNov 10, 2022
Property Address1050 S WATSON DR, CENTRE, AL 35960-1732
Document Number0000227008
Map ReferencePB 6 PG 63
Instrument DateNov 9, 2022
Instrument227008
Transaction TypeTransfer
Record UpdatedDec 7, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1050 S WATSON DR, CENTRE, AL 35960-1732
InvestorPossibly a Property Investor

Mortgage

Document Number0000227009
DateNov 10, 2022
Instrument227009
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeFixed Rate

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address1050 S WATSON DR, CENTRE, AL 35960-1732
Transaction TypeMortgage
Record UpdatedJun 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000224552
DateJun 1, 2022
Instrument224552
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052
Interest
Rate TypeFixed Rate

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE AL
Recording DateMay 18, 2022
Property Address1050 S WATSON DR, CENTRE, AL 35960-1732
Document Number0000224363
Map ReferencePB 6 PG 63
Instrument DateMay 17, 2022
Instrument224363
Transaction TypeTransfer
Record UpdatedJun 15, 2022

Transaction

Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1050 S WATSON DR, CENTRE, AL 35960-1732

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateApr 20, 2021
Property Address1050 S WATSON DR, CENTRE, AL 35960-1732
Document Number217732
Map ReferencePB 6 PG 63
Instrument DateApr 15, 2021
Instrument217732
Transaction TypeTransfer
Record UpdatedMay 26, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2503 US HIGHWAY 11, 2503, COLLINSVILLE, AL 35961-3909

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number217733
DateApr 20, 2021
Instrument217733
Lender
NameTRUSTMARK NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
MunicipalityCentre City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$708.00 Homeowner's exemption$2,620 (-81.34%) Land $460 Building $2,160$161,800 (-) Land $4,500 Building $157,300
2024$708.00 (-53.42%) Additional exemption filed$14,040 (+35,%) Land $460 Building $13,580$161,800 (+53,833.33%) Land $4,500 Building $157,300
2023$1,520.00 (+114.69%) Homeowner's exemption$40 (-98.47%)$300 (-99.81%) Building $300
2022$708.00 Homeowner's exemption$2,620 Land $460 Building $2,160$161,800 Land $4,500 Building $157,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 73% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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