1050 Rutherford Rd, Napa, CA 94558 Property Records

Napa County property record for 1050 Rutherford Rd, Napa, CA 94558

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 2,399 sqft · built 1963
Lot Size	0.46 acres (20,038 sqft)
Owner	Company Name on Record
Last Sale	$1,600,000 (Jun 2023)
Tax Bill	$27,084 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`030-110-004-000`

Property Details

APN / Parcel Number

Primary APN	`030-110-004-000`
Alternative APNs	`030-110-004` `03011004`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Building Area	2,399 sqft Living Area
Gross Area	2,785 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	386 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	030-110-004
Street Address	1050 RUTHERFORD RD
City	NAPA
State	CA
Zip	94558-9456
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RSB1
Legal Description	CAYMUS RHO
Legal Subdivision	CAYMUS RANCHO
Jurisdiction	NAPA CA
Township / Civil Division	ST. HELENA
Census Block Group	2
Census Block	2016
Census Tract	201500

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1200 CALIFORNIA ST, 23A, SAN FRANCISCO, CA 94109-0004
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 28, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 8, 2022	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Document Number	20239499
Transfer Doc	0000023489
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1050 RUTHERFORD RD, NAPA, CA 94558-9456
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 59, RUTHERFORD, CA 94573-0059

Mortgage

Document Number	0000003699
Date	Mar 13, 2026
Instrument	2026-0003699

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Jun 28, 2023
Property Address	1050 RUTHERFORD RD, NAPA, CA 94558-9456
Document Number	0000009499
Instrument Date	Jun 16, 2023
Instrument	2023-0009499
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1200 CALIFORNIA ST UNIT 23A, 23A, SAN FRANCISCO, CA 94109-0004

Mortgage

Document Number	0000009500
Date	Jun 28, 2023
Instrument	2023-0009500

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jul 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Mar 8, 2022
Property Address	1050 RUTHERFORD RD, NAPA, CA 94558-9456
Document Number	0000004749
Instrument Date	Mar 2, 2022
Instrument	2022-0004749
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3641 MT DIABLO BLVD UNIT 119, 119, LAFAYETTE, CA 94549-6101

Mortgage

Document Number	0000004750
Date	Mar 8, 2022
Instrument	2022-0004750

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Apr 1, 2027
Change Frequency	6 Months
Min Rate At Change	7.75%
Max Rate At Change	9.75%
Index	Other
Margin	6
Max Rate	12.7%

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	St. Helena Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,084.00 (+29.54%)	$2,572,932 (+29.9%) Land $1,379,570 Building $1,193,362	$2,572,932 (+29.9%) Land $1,379,570 Building $1,193,362
2025	$20,908.00 (+20.51%)	$1,980,640 (+21.36%) Land $1,352,520 Building $628,120	$1,980,640 Land $1,352,520 Building $628,120
2023	$17,349.00 (+13.27%)	$1,632,000 (+12.28%) Land $1,530,000 Building $102,000
2022	$15,317.00	$1,453,500 Land $1,122,000 Building $331,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 91 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	91 in force
Nearby Flood Claims	56 (1982–2019)
Claims Outside the SFHA	14 of 56
Most Recent Claim	Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 13 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 13 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Valley Internet Fixed Wireless	300 / 150
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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