Summit County property record for 1050 Ruby Rd, Silverthorne, CO 80498 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 7 Baths |
| Year Built | Built 2005 |
| Square Footage | 5,416 sqft Living Area |
| Lot Size | 9.82 acres |
| Occupancy | Owner Occupied |
| Last Sale | $2,200,000 (2020) |
| Tax Bill | $23,080.00 (2024) |
| Primary APN | 2097-0240-02-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Partial Baths | 4 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 5,416 sqft Living Area |
| Gross Area | 6,528 sqft Gross Area |
| 1st Floor | 2,858 sqft 1st Floor |
| 2nd Floor | 475 sqft 2nd Floor |
| Basement Area | 2,202 sqft Basement |
| Finished Basement | 2,083 sqft Finished |
| Unfinished Basement | 119 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 428,151 sqft |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 993 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Topography | Gentle Slope Topography |
| Heating System | Radiant Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1050 RUBY RD |
|---|---|
| City | SILVERTHORNE |
| State | CO |
| Zip | 80498-9281 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 27,28 RUBY RANCH SUB # 1 |
| Legal Subdivision | RUBY RANCH SUB |
| Legal Lot Number | 27 |
| Jurisdiction | SUMMIT CO |
| Minor Civil Division | SILVERTHORNE |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 102 |
Source: Summit County records · APN 2097-0240-02-022
Assessment roll updated June 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1050 RUBY RD, SILVERTHORNE, CO 80498-9281 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTERN TRUST BANK |
| Feb 23, 2022 | Deed of Trust, Mortgage · Line of Credit ENT CU |
| May 26, 2010 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) FIRSTBANK OF SUMMIT COUNTY |
| Jun 03, 2008 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK OF SUMMIT COUNTY |
| Jun 03, 2008 | Deed of Trust, Mortgage FIRSTBANK OF SUMMIT COUNTY |
| Oct 06, 2020 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) FIRST WESTERN TRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 20201237401 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 1050 RUBY RD, SILVERTHORNE, CO 80498-9281 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1050 S RUBY RD, SILVERTHORNE, CO 80498-9281 |
| Document Number | 0001278345 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 1278345 |
| Name | FIRST WESTERN TRUST BANK |
|---|---|
| Type | Bank |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 1050 RUBY RD, SILVERTHORNE, CO 80498-9281 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001282791 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 1282791 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 1050 RUBY RD, SILVERTHORNE, CO 80498-9281 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000939975 |
|---|---|
| Date | May 26, 2010 |
| Instrument | 939975 |
| Name | FIRSTBANK OF SUMMIT COUNTY |
|---|---|
| Address | SILVERTHORNE, CO 80498 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Jun 01, 2015 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 1050 RUBY RD, SILVERTHORNE, CO 80498-9281 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000889106 |
|---|---|
| Date | Jun 03, 2008 |
| Instrument | 889106 |
| Name | FIRSTBANK OF SUMMIT COUNTY |
|---|---|
| Address | SILVERTHORNE, CO 80498 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 23, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 1050 RUBY RD, SILVERTHORNE, CO 80498-9281 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000889105 |
|---|---|
| Date | Jun 03, 2008 |
| Instrument | 889105 |
| Name | FIRSTBANK OF SUMMIT COUNTY |
|---|---|
| Address | SILVERTHORNE, CO 80498 |
| Amount | Amount Recorded |
|---|---|
| Term | 23 Months |
| Due | May 23, 2010 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Oct 06, 2020 |
| Property Address | 1050 RUBY RD, SILVERTHORNE, CO 80498-9281 |
| Document Number | 0001237401 |
| Map Reference | DOC 197490 |
| Instrument Date | Oct 05, 2020 |
| Instrument | 1237401 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3105 CANYON RD, OKLAHOMA CITY, OK 73120-5614 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | IL |
| Document Number | 0001237402 |
|---|---|
| Date | Oct 06, 2020 |
| Instrument | 1237402 |
| Name | FIRST WESTERN TRUST BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Nov 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
Source: Summit County records · Assessment roll updated June 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Summit County |
| Unified School District | Summit School District RE-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,529.00 (+23.61%) | $250,967 (+23.82%) | $3,690,700 (+22%) Land $1,220,636 Building $2,470,064 |
| 2024 | $23,080.00 (-2.8%) | $202,688 (-) | |
| 2023 | $23,744.00 (-2.84%) | $202,688 (+24.9%) | $3,025,200 (+29.56%) Land $1,042,700 Building $1,982,500 |
| 2022 | $24,438.00 | $162,283 | $2,335,000 Land $692,800 Building $1,642,200 |
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