1050 Rippey St, El Cajon, CA 92020 Property Records

San Diego County property record for 1050 Rippey St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,000 sqft · built 1965
Lot Size	1.11 acres (48,787 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,241 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`481-221-02-00`

Property Details

APN / Parcel Number

Primary APN	`481-221-02-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,000 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	48,787 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1050 RIPPEY ST
City	EL CAJON
State	CA
Zip	92020-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-14
Legal Description	LOT 18 TR 003812
Legal Subdivision	RANCHO FLYING HILLS
Legal Tract	003812
Legal Block	3
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	16201

Owner

1050 Rippey St is owned and occupied by two individuals who acquired it in January 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1050 RIPPEY ST, EL CAJON, CA 92020-1738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC
Feb 8, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ANCHOR FUNDING INC
Jan 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 21, 2019
Transfer Doc	0000046625
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1050 RIPPEY ST, EL CAJON, CA 92020-1738
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 RIPPEY ST, EL CAJON, CA 92020-1738

Mortgage

Document Number	0000254825
Date	Sep 20, 2023
Instrument	2023-0254825

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1050 RIPPEY ST, EL CAJON, CA 92020-1738
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 RIPPEY ST, EL CAJON, CA 92020-1738

Mortgage

Document Number	0000693407
Date	Oct 4, 2021
Instrument	2021-0693407

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1050 RIPPEY ST, EL CAJON, CA 92020-1738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415468
Date	Sep 20, 2019
Instrument	2019-0415468

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1050 RIPPEY ST, EL CAJON, CA 92020-1738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000278532
Date	Jun 1, 2020
Instrument	2020-0278532

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 8, 2019
Property Address	1050 RIPPEY ST, EL CAJON, CA 92020-1738
Document Number	0000046625
Map Reference	MAP 3812
Instrument Date	Jan 21, 2019
Instrument	2019-0046625
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NATIONALLINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1050 RIPPEY ST, EL CAJON, CA 92020-1738

Mortgage

Document Number	0000046626
Date	Feb 8, 2019
Instrument	2019-0046626

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 14, 2019
Property Address	1050 RIPPEY ST, EL CAJON, CA 92020-1738
Document Number	0000014526
Instrument Date	Dec 12, 2018
Instrument	14526
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1050 RIPPEY ST EL CAJON CA 920201738, EL CAJON, CA 92020-1738

Tax Assessment & Valuation

The 2025 property tax bill for 1050 Rippey St was $5,241.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$316,243 (+2%) Land $87,397 Building $228,846
2025	$5,241.00	$310,043 Land $85,684 Building $224,359
2023	$5,101.00 (-1.14%)	$298,005 Land $82,357 Building $215,648
2022	$5,160.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1050 Rippey St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1050 Rippey St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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