Oakland County property record for 1050 Pearson St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 895 sqft · built 1980 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $96,500 (Jan 2000) |
| Tax Bill | $2,733 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Mar 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-33-276-022 |
| Primary APN | 24-25-33-276-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 895 sqft Living Area |
| 1st Floor Area | 895 sqft |
| Basement Area | 895 sqft |
| Unfinished Basement | 895 sqft |
| Game Room | Game Room |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 131 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 25 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1050 PEARSON ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 33 RIDGEWAY SUB LOT 9 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 33 |
| Legal Subdivision | RIDGEWAY |
| Legal Lot Number | 9 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 173400 |
Source: Oakland County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1050 PEARSON ST, FERNDALE, MI 48220-1604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION ONE |
| Mar 8, 2019 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AFI FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2000 · Amount on Record |
| Deed Sale | Jan 25, 2000 · Amount on Record |
| Prior Sale | Mar 5, 1998 |
| Last Transfer Date | Apr 14, 2013 |
| Transfer Doc | 0000113737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1050 PEARSON ST, FERNDALE, MI 48220-1604 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1050 PEARSON ST, FERNDALE, MI 48220-1604 |
| Document Number | 0000031310 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 58511/826 |
| Instrument | 31310 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 157 Months |
| Due | Apr 13, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1050 PEARSON ST, FERNDALE, MI 48220-1604 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000031535 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 52630/00731 |
| Instrument | 031535 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 13, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1050 PEARSON ST, FERNDALE, MI 48220-1604 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1050 PEARSON ST, FERNDALE, MI 48220-1604 |
| Document Number | 0000034007 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 55658/718 |
| Instrument | 34007 |
| Name | AFI FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | NORTHVILLE, MI 48167 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,733.00 (-2.39%) Homeowner's exemption | $121,920 (+7.64%) | $243,840 (+7.64%) |
| 2024 | $2,800.00 (+6.14%) | ||
| 2023 | $113,270 | $226,540 | |
| 2021 | $2,638.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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