Cheboygan County property record for 1050 Mackinaw Ave, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,977 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-C08-004-006-00 |
| Primary APN | 053-C08-004-006-00 |
|---|
| Lot Area | 16,553 sqft (0.38 acres) |
|---|
| Street Address | 1050 MACKINAW AVE |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-1034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHEBOYGAN ASSESSOR'S PLAT NO 1, LOT 7. 977/239 FORMERLY DESC AS: PLAT OF SUPR JOSEPH CASWELL'S THIRD ADDITION TO CITY OF |
| Legal Range | 01W |
| Legal Township | 007 |
| Legal Section | 30 |
| Legal Subdivision | SUPRVRS JOSEPH CASWELLS 3RD AD |
| Legal Block | 4 |
| Legal Lot Number | 5-7 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | CHEBOYGAN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 960200 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 CEDAR POND DR, WARWICK, RI 02886-6624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN |
| Mar 12, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2025 |
| Deed Sale | Jun 20, 2025 |
| Prior Sale | May 22, 2024 |
| Deed Book / Page | 1556 / 983 |
| Prior Transfer Date | May 14, 2024 |
| Prior Transfer Doc | 001530/344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 1050 MACKINAW AVE, CHEBOYGAN, MI 49721-1034 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11 CEDAR POND DR, WARWICK, RI 02886-6624 |
| Document Number | 0000001577/0000000584 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 0000001577/0000000584 |
| Name | PENNYMAC LOAN |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 1050 MACKINAW AVE, CHEBOYGAN, MI 49721-1034 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11 CEDAR POND DR, WARWICK, RI 02886-6624 |
| Document Number | 0000001577/0000000584 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 0000001577/0000000584 |
| Name | PENNYMAC LOAN |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 1050 MACKINAW AVE, CHEBOYGAN, MI 49721-1034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1050 MACKINAW AVE, CHEBOYGAN, MI 49721-1034 |
| Document Number | 0000001408/0000000160 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 0000001408/0000000160 |
| Name | MBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2035 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| Municipality | Cheboygan City |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,500 (+15.1%) | $215,000 (+15.1%) | |
| 2025 | $2,977.00 (+46.15%) | $93,400 (+33.05%) | $186,800 (+33.05%) |
| 2024 | $2,037.00 (+22.27%) | ||
| 2023 | $70,200 | $140,400 | |
| 2022 | $1,666.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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