St. Clair County property record for 1050 Lp Rd, Steele, AL 35987 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,040 sqft · built 2017 |
| Lot Size | 7.7 acres (335,412 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,800 (Apr 2016) |
| Tax Bill | $622 (2022) |
| Deeds & Mortgages | Dec 2022 Line of Credit Feb 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-01-01-0-000-010.003 |
| Primary APN | 05-01-01-0-000-010.003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 2,040 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 335,412 sqft (7.7 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00124812 |
|---|---|
| Street Address | 1050 LOOP RD |
| City | STEELE |
| State | AL |
| Zip | 35987-3657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SE COR NE4 NE4 TH N S 216.82 SWLY 439.21 N 1036.7 E 380.89 S 647.53 TO POB 8 AC 1-13-3 |
| Legal Range | 03E |
| Legal Township | 13S |
| Legal Section | 01 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | ASHVILLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40402 |
Source: St. Clair County records · APN 05-01-01-0-000-010.003
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1050 LOOP RD, STEELE, AL 35987-3657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Dec 09, 2022 | Deed of Trust, Mortgage · Line of Credit METRO BANK |
| Feb 14, 2025 | Deed of Trust, Mortgage · Line of Credit METRO BANK |
| Apr 14, 2026 | Quit Claim Deed, Transfer · Reverse Mortgage NEW AMERICAN FUNDING |
| Apr 14, 2026 | Deed of Trust, Mortgage · Reverse Mortgage NEW AMERICAN FUNDING |
| Apr 14, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Jul 20, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2016 · Amount on Record |
| Deed Sale | Apr 20, 2016 · Amount on Record |
| Deed Book / Page | 2016 / 4242 |
| Last Transfer Date | Feb 20, 2026 |
| Transfer Doc | 0000004417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 1050 LOOP RD, STEELE, AL 35987-3657 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1866 MOUNT LEBANON RD, STEELE, AL 35987-4004 |
| Document Number | 0000057073 |
|---|---|
| Date | Dec 09, 2022 |
| Book Page | MTG 2022/57073 |
| Name | METRO BANK |
|---|---|
| Type | Bank |
| Address | ASHVILLE, AL 35953 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 1050 LOOP RD, STEELE, AL 35987-3657 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1050 LOOP RD, STEELE, AL 35987-3657 |
| Document Number | 0000005599 |
|---|---|
| Date | Feb 14, 2025 |
| Book Page | MTG2025/5599 |
| Name | METRO BANK |
|---|---|
| Type | Bank |
| Address | 35489 US HIGHWAY 231, ASHVILLE, AL 35953 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Apr 14, 2026 |
| Property Address | 1050 LOOP RD, STEELE, AL 35987-3657 |
| Document Number | 0000004417 |
| Book / Page | 2026 / 4417 |
| Instrument Date | Feb 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1050 LOOP RD, STEELE, AL 35987-3657 |
| Document Number | 2026015816, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 2026/15816 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 901 Months |
| Due | May 31, 2101 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Number | 2026015829, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 2026/15829 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 75 Months |
| Due | May 31, 2101 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Apr 14, 2026 |
| Property Address | 1050 LOOP RD, STEELE, AL 35987-3657 |
| Document Number | 0000015816 |
| Book / Page | 2026 / 15816 |
| Instrument Date | Feb 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 1050 LOOP RD, STEELE, AL 35987-3657 |
| Document Number | 2026015816, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 2026/15816 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 901 Months |
| Due | May 31, 2101 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Apr 14, 2026 |
| Property Address | 1050 LOOP RD, STEELE, AL 35987-3657 |
| Document Number | 2026015829 |
| Book / Page | 2026 / 15829 |
| Instrument Date | Feb 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 1050 LOOP RD, STEELE, AL 35987-3657 |
| Document Number | 2026015829, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 2026/15829 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 901 Months |
| Due | May 31, 2101 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Jul 20, 2020 |
| Property Address | 1050 LOOP RD, STEELE, AL 35987-3657 |
| Document Number | 0000007858 |
| Instrument Date | May 27, 2020 |
| Instrument | 7858 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $492.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1050 LOOP RD STEELE AL 359873657, STEELE, AL 35987-3657 |
Source: St. Clair County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Unified School District | St. Clair County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,500 (-39.95%) | $254,960 (+20.09%) Land $46,000 Building $208,960 | |
| 2023 | $42,462 (+1%) Land $8,360 Building $34,102 | $212,310 (-) Land $41,800 Building $170,510 | |
| 2022 | $622.00 Homeowner's exemption | $21,231 Land $4,180 Building $17,051 | $212,310 Land $41,800 Building $170,510 |
Source: FEMA National Flood Hazard Layer, St. Clair County (01115C), updated August 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011150404022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Moderate above 55% of the US · above 69% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 685 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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