1050 Independence Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 1050 Independence Dr, Tracy, CA 95376 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,168 sqft · built 1985
Lot Size0.598 acres (26,076 sqft)
OwnerTrust Name on File
Last Sale$365,000 (Sep 1999)
Tax Bill$6,392 (2025)
Deeds & MortgagesMar 2024 Mortgage
May 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN246-020-210-000

Property Details

APN / Parcel Number

Primary APN246-020-210-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,168 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleOther
Construction TypeWood
Lot Area26,076 sqft (0.598 acres)
Garage TypeMixed
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1050 INDEPENDENCE DR
CityTRACY
StateCA
Zip95376-4742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAW 881101 FR ORIG APN 237590211
Legal SubdivisionCENTENNIAL UNIT #2
Legal Lot Number45
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1013
Census Tract5208

Owner

Source: San Joaquin County records · APN 246-020-210-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address1050 INDEPENDENCE DR, TRACY, CA 95376-4742
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2024Deed of Trust, Mortgage
MISSION CITY FCU
May 08, 2023Deed of Trust, Mortgage · Line of Credit
MISSION CITY FCU
Apr 06, 2023Deed of Trust, Mortgage · Line of Credit
MISSION CITY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 09, 1999 · Amount on Record
Deed SaleSep 09, 1999 · Amount on Record
Prior SaleSep 09, 1999 · Amount on Record
Deed Document Number0000114651
Deed Book / Page246
Last Transfer DateAug 17, 2016
Transfer Doc0000096663
Record UpdatedJun 07, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1050 INDEPENDENCE DR, TRACY, CA 95376-4742
Transaction TypeMortgage
Record UpdatedMar 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1050 INDEPENDENCE DR, TRACY, CA 95376-4742

Mortgage

Document Number0000017141
DateMar 01, 2024
Instrument2024-017141
Lender
NameMISSION CITY FCU
TypeCredit Union
AddressSANTA CLARA, CA 95050
Agreement
AmountAmount Recorded
Term120 Months
DueMar 26, 2034

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1050 INDEPENDENCE DR, TRACY, CA 95376-4742
Transaction TypeMortgage
Record UpdatedMay 24, 2023
Title CompanyCHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1050 INDEPENDENCE DR, TRACY, CA 95376-4742

Mortgage

Document Number0000035858
DateMay 08, 2023
Instrument2023-035858
Lender
NameMISSION CITY FCU
TypeCredit Union
AddressSANTA CLARA, CA 95050
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 07, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1050 INDEPENDENCE DR, TRACY, CA 95376-4742
Transaction TypeMortgage
Record UpdatedApr 18, 2023
Title CompanyCHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1050 INDEPENDENCE DR, TRACY, CA 95376-4742

Mortgage

Document Number0000026893
DateApr 06, 2023
Instrument2023-026893
Lender
NameMISSION CITY FCU
TypeCredit Union
AddressSANTA CLARA, CA 95050
Agreement
TypeLine of Credit
AmountAmount Recorded
Term132 Months
DueApr 05, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,392.00 (+10.3%) Homeowner's exemption$560,971 (+4.04%) Land $153,688 Building $407,283
2023$5,795.00 (+2.08%) Homeowner's exemption$539,190 Land $147,721 Building $391,469
2022$5,677.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 522 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Zinnia NetworksFixed Wireless (unlicensed)600 / 120
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

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