1050 Gap Rd, Kinzers, PA 17535 Property Records

Lancaster County property record for 1050 Gap Rd, Kinzers, PA 17535

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,882 sqft · built 1985
Lot Size0.87 acres (37,897 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Mar 2022)
Tax Bill$5,898 (2025)
Deeds & MortgagesMar 2022 Sale & Line of Credit
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN550-77993-0-0000

Property Details

APN / Parcel Number

Primary APN550-77993-0-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,882 sqft Living Area
Gross Area2,776 sqft
1st Floor Area988 sqft
Upper Floors Area494 sqft
Basement Area988 sqft
Finished Basement400 sqft
Unfinished Basement588 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRustic
Exterior MaterialLogs
Roof MaterialComposition Shingle
Lot Area37,897 sqft (0.87 acres)
PorchSlab
Porch Area306 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Heating FuelCoal
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1050 GAP RD
CityKINZERS
StatePA
Zip17535-9752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal SubdivisionFINAL PLAN PREPARED BY RANCK AND LAKE
JurisdictionLANCASTER PA
Township / Civil DivisionSADSBURY
Census Block Group2
Census Block2021
Census Tract14302

Owner

1050 Gap Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Lancaster County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1023 GAP RD, KINZERS, PA 17535-9752
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2022Deed, Transfer · Line of Credit
MIDATLANTIC FARM CREDIT ACA
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNIVEST BANK & TRUST CO
Aug 2, 2017Deed, Transfer · ARM
UNIVEST BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2022 · Amount on File
Deed SaleMar 31, 2022 · Amount on File
Prior SaleAug 2, 2017 · Amount on File
Deed Document Number20226672679
Record UpdatedOct 29, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER PA
Recording DateMar 31, 2022
Property Address1050 GAP RD, KINZERS, PA 17535-9752
Document Number0006672679
Map ReferenceMB J-137 PG 43
Instrument DateMar 29, 2022
Instrument6672679
Transaction TypeTransfer
Record UpdatedApr 12, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,750.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1050 GAP RD, 1050, KINZERS, PA 17535-9752

Transferred To (Grantee/Buyer)

NameVerified Name
Address1050 GAP RD, KINZERS, PA 17535-9752

Mortgage

Document Number0006672680
DateMar 31, 2022
Instrument6672680
Lender
NameMIDATLANTIC FARM CREDIT ACA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER PA
Property Address1050 GAP RD, KINZERS, PA 17535-9752
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPRIME TRANSFER INC SADSBURY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006569216
DateDec 23, 2020
Instrument6569216
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
AddressSOUDERTON, PA 18964
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.37%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate8.37%

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER PA
Recording DateAug 2, 2017
Property Address1050 GAP RD, KINZERS, PA 17535-9752
Document Number0006347632
Map ReferenceMB J-137 PG 43
Instrument DateJul 28, 2017
Instrument6347632
Transaction TypeTransfer
Record UpdatedMar 21, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1050 GAP RD, KINZERS, PA 17535-9752

Mortgage

Document Number0006347633
DateAug 2, 2017
Instrument6347633
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateAug 1, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.25%
Index1-Year LIBOR
Max Rate9.25%

Mortgage

Document Number0006347634
DateAug 2, 2017
Instrument6347634
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
AddressSOUDERTON, PA 18964
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueJul 28, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1050 Gap Rd was $5,898 with a homeowner's exemption, down 2.8% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLancaster County
County SubdivisionSadsbury Township
Unified School DistrictOctorara Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$201,200 Land $66,100 Building $135,100$201,200 Land $66,100 Building $135,100
2025$5,898.00 (-2.79%)
2024$6,067.00$201,200 Land $66,100 Building $135,100
2018$201,200 Land $66,100 Building $135,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1050 Gap Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1050 Gap Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Verizon
Fixed Wireless
300 / 20
Upward Broadband
Fixed Wireless
100 / 40
T-Mobile
Fixed Wireless
100 / 20

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