1050 Franks Ferry Rd, Sparta, TN 38583 Property Records

White County property record for 1050 Franks Ferry Rd, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,090 sqft · built 2021
Lot Size	5.11 acres (222,592 sqft)
Owner	2 Individual Names on Record
Last Sale	$376,000 (May 2025)
Tax Bill	$1,058 (2025)
Deeds & Mortgages	Oct 2023 Sale Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093080 00607`

Property Details

APN / Parcel Number

Primary APN	`093080 00607`
Alternative APN	`080 00607`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,090 sqft Living Area
1st Floor Area	1,076 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Type	Gable
Lot Area	222,592 sqft (5.11 acres)
Garage Type	Detached
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	126 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1050 FRANKS FERRY RD
City	SPARTA
State	TN
Zip	38583-4752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ANDY HOWARD DIVISION
Jurisdiction	WHITE TN
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	935500

Owner

Source: White County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1050 FRANKS FERRY RD, SPARTA, TN 38583-4752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Warranty Deed, Transfer
Aug 23, 2023	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT MID AMERICA FLCA
Jul 6, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	Oct 19, 2023 · Amount on Record
Deed Document Number	20251802
Deed Book / Page	574 / 712
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Oct 19, 2023
Property Address	FRANKS FERRY RD, SPARTA, TN 38583
Document Number	0RB540/879
Book / Page	RB540 / 879
Map Reference	CAB 6 PG 38
Instrument Date	Oct 17, 2023
Instrument	23004043
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Amount	Amount Recorded
Tax	$173.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24791 STONEGATE LN, LAGUNA NIGUEL, CA 92677-8807

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	FRANKS FERRY RD, SPARTA, TN 38583
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	899 MESSENGER RD, SPARTA, TN 38583-5510

Mortgage

Document Number	0RB537/348
Date	Aug 23, 2023
Book Page	RB537/348
Instrument	23003215

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2048

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jul 6, 2023
Property Address	FRANKS FERRY RD, SPARTA, TN 38583
Document Number	0RB534/583
Book / Page	RB534 / 583
Instrument Date	Jul 5, 2023
Instrument	23002591
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Tax	$647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 LINVILLE RD, SPARTA, TN 38583-6619

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,058.00 (+253.85%)	$75,050 (+462.17%) Land $15,950 Building $59,100	$300,200 (+414.92%) Land $63,800 Building $236,400
2023		$13,350 (-8.4%) Land $8,400 Building $4,950
2022		$14,575 Land $9,625 Building $4,950	$58,300 (+9.18%) Land $38,500 Building $19,800
2021	$299.00
2020			$53,400 Land $33,600 Building $19,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWHITE UTILITY DISTRICT serves 8,467 people · EPA ID TN0000190
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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