Carter County property record for 1050 E Waugh Rd, Olive Hill, KY 41164
| Property Type | Single Family Home |
|---|---|
| Details | 720 sqft |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $39,000 (Mar 2020) |
| Tax Bill | $332 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-00-00-021.00 |
| Primary APN | 043-00-00-021.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 720 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 304,920 sqft (7 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront - Canal |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 720 sqft |
| Deck Area | 80 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Space Heater |
| Account Number | 30806 |
|---|---|
| Street Address | 1050 E WAUGH RD |
| City | OLIVE HILL |
| State | KY |
| Zip | 41164-8720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7 ACRES |
| Jurisdiction | CARTER KY |
| Township / Civil Division | OLIVE HILL |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 960200 |
Source: Carter County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1050E E WAUGH RD, OLIVE HILL, KY 41164-8720 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NBKC BANK |
| Apr 19, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON |
| Jun 26, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF GRAYSON |
| Mar 25, 2020 | Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF GRAYSON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2020 · Amount on Record |
| Deed Sale | Mar 25, 2020 · Amount on Record |
| Prior Sale | Jan 8, 2007 · Amount on Record |
| Deed Document Number | 2020422362 |
| Deed Book / Page | 428 / 277 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | May 21, 2026 |
| Property Address | 1050 E WAUGH RD, OLIVE HILL, KY 41164-8720 |
| Document Number | 0001027312 |
| Book / Page | 558 / 1 |
| Instrument Date | May 13, 2026 |
| Instrument | 20261027312 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 1050 E WAUGH RD, OLIVE HILL, KY 41164-8720 |
| Document Number | 0001027312, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 558/1 |
| Instrument | 20261027312 |
| Name | NBKC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 1050 E WAUGH RD, OLIVE HILL, KY 41164 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1050 E WAUGH RD, OLIVE HILL, KY 41164 |
| Document Number | 000516/783 |
|---|---|
| Date | Apr 19, 2024 |
| Book Page | 516/783 |
| Instrument | 994876 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | 168 RAILROAD ST, OLIVE HILL, KY 41164 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 1050 E WAUGH RD, OLIVE HILL, KY 41164 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1025 BUTLER CIR, OLIVE HILL, KY 41164-7411 |
| Document Number | 000501/510 |
|---|---|
| Date | Jun 26, 2023 |
| Book Page | 501/510 |
| Instrument | 566561 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | OLIVE HILL, KY 41164 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Dec 16, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Mar 25, 2020 |
| Property Address | 1050 E WAUGH RD, OLIVE HILL, KY 41164 |
| Document Number | OR428/277 |
| Book / Page | OR428 / 277 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 422362 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1025 BUTLER CIR, OLIVE HILL, KY 41164-7411 |
| Document Number | 422363 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 422363 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $332.00 (-1.19%) | $39,000 (-) | $39,000 (-) |
| 2023 | $336.00 | $39,000 | $39,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2000–2015) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVE HILL MUNICIPAL WATER WORKS serves 6,192 people · EPA ID KY0220335 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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