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1050 E Plate Dr, Palatine, IL 60074 Property Records

Cook County property record for 1050 E Plate Dr, Palatine, IL 60074

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,188 sqft · built 1964
Lot Size0.191 acres (8,313 sqft)
OwnerTrust Name on Record
Tax Bill$6,244 (2023)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-13-105-003

Property Details

APN / Parcel Number

Primary APN02-13-105-003
Alternative APN
  • 02-13-105-003-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,188 sqft Living Area
1st Floor Area1,188 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1965
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,313 sqft (0.191 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1050 E PLATE DR
CityPALATINE
StateIL
Zip60074-7257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(WINSTON) PARK (NORTHWEST) (UNIT3) SUB OF NE SEC 13-42-10
Legal Range10E
Legal Township42N
Legal Section13
Legal SubdivisionWINSTON PARK NORTHWEST UNIT3
Legal Block41
Legal Lot Number3
Legal Unit3
JurisdictionCOOK IL
Township / Civil DivisionPALATINE
Census Block Group2
Census Block2002
Census Tract803607

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on Record
Mailing Address1050 E PLATE DR, PALATINE, IL 60074-7257
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Personal Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 15, 1998
Transfer Doc0000000107
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Recording DateJun 12, 2026
Property Address1050 E PLATE DR, PALATINE, IL 60074-7257
Document Number0000022006
Instrument DateJun 6, 2026
Instrument202622006
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address1050 E PLATE DR, PALATINE, IL 60074-7257

Mortgage

Document Number0000022006,
DateJun 12, 2026
Instrument202622006
Lender
NameBMO HARRIS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 11, 2056
Interest
Rate7.24%
Max Rate-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionPalatine Township
MunicipalityPalatine Village
Elementary School DistrictPalatine Community Consolidated School District 15 (PK - 08)
Secondary School DistrictTownship High School District 211 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,000 (+2%) Land $7,897 Building $28,103$360,000 (+2%) Land $78,970 Building $281,030
2023$6,244.00 (-8.55%)
2022$6,828.00 Homeowner's exemption Senior Citizen's exemption$29,999 Land $6,650 Building $23,349$299,990 Land $66,500 Building $233,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1987–2013)
Claims Outside the SFHA2 of 8
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALATINE
serves 70,875 people · EPA ID IL0312340
Water SourcePurchased surface water from NORTHWEST WATER COMMISSION
Last State InspectionFeb 2026
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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