1050 E Elma St, Ontario, CA 91764 Property Records

San Bernardino County property record for 1050 E Elma St, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 634 sqft · built 1946
Lot Size	0.122 acres (5,292 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Oct 2020)
Tax Bill	$5,000 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1048-492-25-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-492-25-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	634 sqft Living Area
1st Floor Area	634 sqft
Family Room	Family Room

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	5,292 sqft (0.122 acres)
Lot Dimensions	126 ft deep x 42 ft wide
Porch	Patio/Porch
Porch Area	174 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1050 E ELMA ST
City	ONTARIO
State	CA
Zip	91764-4367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1793 LOT 5 BLOCK 2
Legal Subdivision	TRACT NO 1793
Legal Tract	1793
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1001
Census Tract	1503

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1050 E ELMA ST, ONTARIO, CA 91764-4367
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2019	Deed of Trust, Mortgage · VA Mortgage DATA MORTGAGE INC
Oct 7, 2020	Grant Deed, Transfer · FHA Mortgage JMJ FINANCIAL GROUP
Sep 11, 2018	Grant Deed, Transfer · VA Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Sep 11, 2018 · Amount on Record
Deed Document Number	2020385317
Prior Transfer Date	Mar 28, 2014
Prior Transfer Doc	0000113431
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1050 E ELMA ST, ONTARIO, CA 91764-4367
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000198575
Date	Jun 18, 2019
Instrument	2019-0198575

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 7, 2020
Property Address	1050 E ELMA ST, ONTARIO, CA 91764-4367
Document Number	0000385317
Map Reference	MB 26 PG 55&56
Instrument Date	Sep 25, 2020
Instrument	2020-0385317
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 E ELMA ST, ONTARIO, CA 91764-4367

Mortgage

Document Number	0000385318
Date	Oct 7, 2020
Instrument	2020-0385318

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 11, 2018
Property Address	1050 E ELMA ST, ONTARIO, CA 91764-4367
Document Number	0000336599
Map Reference	MB 26 PG 55&56
Instrument Date	Jul 19, 2018
Instrument	2018-0336599
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 E ELMA ST, ONTARIO, CA 91764-4367

Mortgage

Document Number	0000336600
Date	Sep 11, 2018
Instrument	2018-0336600

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$463,714 (+2%) Land $162,300 Building $301,414
2025	$5,000.00 (+5.29%)	$454,622 (+4.04%) Land $159,118 Building $295,504
2023	$4,749.00 (+1.34%)	$436,968 Land $152,939 Building $284,029
2022	$4,686.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Inyo Networks, T-Mobile.

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