1050 Dean St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1050 Dean St, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,758 sqft · built 1910
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on File
Last Sale	$66,100 (Apr 2002)
Tax Bill	$6,151 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`421500 50.31-3-39`

Property Details

APN / Parcel Number

Primary APN	`421500 50.31-3-39`
Alternative APN	`150005003100030390000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,758 sqft Living Area
1st Floor Area	1,086 sqft
2nd Floor Area	672 sqft
Basement Area	384 sqft
Finished Basement	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,200 sqft (0.142 acres)
Lot Dimensions	155 ft deep x 40 ft wide

Exterior Amenities

Porch	Slab
Porch Area	138 sqft
Shed	1 Shed
Canopy	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1050 DEAN ST
City	SCHENECTADY
State	NY
Zip	12309-5720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	2 WOOD
Legal Subdivision	LOTS BELONGING TO PETER MEANEY
Legal Block	3
Legal Lot Number	39.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2007
Census Tract	20500

Owner

1050 Dean St is owned and occupied by an individual who bought it in April 2002.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1050 DEAN ST, SCHENECTADY, NY 12309-5720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2002 · Amount on File
Deed Sale	Apr 18, 2002 · Amount on File
Deed Book / Page	1622 / 303
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1050 DEAN ST, SCHENECTADY, NY 12309-5720
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 DEAN ST, SCHENECTADY, NY 12309-5720

Mortgage

Document Number	0000038773
Date	Aug 11, 2021
Book Page	5129/551
Instrument	202138773

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1050 Dean St was $6,151 with a homeowner's exemption, up 2.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,151.00 (+2.95%) Homeowner's exemption
2025	$5,975.00	$134,200 Land $20,100 Building $114,100	$222,222 Land $33,284 Building $188,938
2023		$134,200 (-) Land $20,100 Building $114,100	$169,873 (+3.8%) Land $25,443 Building $144,430
2022		$134,200 Land $20,100 Building $114,100	$163,659 Land $24,512 Building $139,147
2021	$5,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1050 Dean St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1050 Dean St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880