1050 Broadmoor Dr, Elgin, IL 60124 Property Records

Kane County property record for 1050 Broadmoor Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,500 sqft · built 2012
Lot Size	0.05 acres (2,196 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,000 (Aug 2012)
Tax Bill	$8,713 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-25-430-032`

Property Details

APN / Parcel Number

Primary APN	`05-25-430-032`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	2,500 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Frame
Lot Area	2,196 sqft (0.05 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1050 BROADMOOR DR
City	ELGIN
State	IL
Zip	60124-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWES CREEK COUNTRY CLUB PHASE 1 PT LT 114 AS DESC IN DOC 2012K053462
Legal Subdivision	BOWES CREEK COUNTRY CLUB
Legal Phase	1
Legal Block	1
Legal Lot Number	114
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1031
Census Tract	850709

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1050 BROADMOOR DR, ELGIN, IL 60124-3119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 8, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2012 · Amount on Record
Deed Sale	Aug 13, 2012 · Amount on Record
Deed Document Number	201253462
Last Transfer Date	Aug 1, 2022
Transfer Doc	0000040094
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1050 BROADMOOR DR, ELGIN, IL 60124-3119
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046235
Date	Jun 17, 2021
Instrument	2021K046235

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2031
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	7.87%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1050 BROADMOOR DR, ELGIN, IL 60124-3119
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 BROADMOOR DR, ELGIN, IL 60124-3119

Mortgage

Document Number	0000066285
Date	Aug 30, 2021
Instrument	2021K066285

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Aug 8, 2022
Property Address	1050 BROADMOOR DR, ELGIN, IL 60124-3119
Document Number	0000040094
Instrument Date	Aug 1, 2022
Instrument	2022K040094
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 BROADMOOR DR, ELGIN, IL 60124-3119

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,713.00 (+8.86%) Homeowner's exemption Senior Citizen's exemption
2024		$119,317 (+18.04%) Land $18,425 Building $100,892	$358,094 (+18.09%) Land $55,297 Building $302,797
2022	$8,004.00 (+0.81%) Homeowner's exemption	$101,083 (+3.51%) Land $16,018 Building $85,065	$303,249 (+3.51%) Land $48,054 Building $255,195
2021	$7,940.00 Homeowner's exemption	$97,655 Land $15,475 Building $82,180	$292,965 Land $46,425 Building $246,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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