Oakland County property record for 1050 Adams, Troy, MI 48084
| Property Type | Other |
|---|---|
| Details | 9,344 sqft · built 1957 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Company Name on File |
| Tax Bill | $70,699 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-30-151-002 |
| Primary APN | 88-20-30-151-002 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 9,344 sqft Building Perimeter |
| 1st Floor Area | 4,672 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 49,223 sqft (1.13 acres) |
| Lot Width | 1 ft Width |
| Garage Type | Carport |
| Garage Area | 1,500 sqft |
| Carport | Carport |
| Carport Area | 1,500 sqft |
| Sewer | Municipal |
|---|
| Street Address | 1050 ADAMS |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48084 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Local Zoning Code | AI |
| Legal Subdivision | BIRMINGHAM ESTATES #2 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 153100 |
1050 Adams is owned by a company that acquired it in March 2009.
Source: Oakland County records, as of July 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 859 FOREST AVE, BIRMINGHAM, MI 48009-6452 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Line of Credit FINANCIAL PLUS CREDIT UNION |
| Jul 25, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2009 |
| Deed Sale | Mar 23, 2009 |
| Deed Document Number | 200947143 |
| Deed Book / Page | 40999 / 497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 15, 2026 |
| Property Address | 1050 N ADAMS RD, BIRMINGHAM, MI 48009-5655 |
| Document Number | 0000102311 |
| Book / Page | 61365 / 142 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026102311 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 4105 ROUGE CIRCLE DR, TROY, MI 48098-5902 |
| Document Number | 0000102311, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 61365/142 |
| Instrument | 2026102311 |
| Name | FINANCIAL PLUS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1050 ADAMS, TROY, MI 48084 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000419753 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 57980/795 |
| Instrument | 419753 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BATTLE CREEK, MI 49015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1050 Adams was $70,699.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill |
|---|---|
| 2025 | $70,699.00 |
FEMA maps place 1050 Adams in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1050 Adams has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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