1050 6th St, Berthoud, CO 80513 Property Records

Larimer County property record for 1050 6th St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1972
Lot Size	0.139 acres (6,070 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Sep 2021)
Tax Bill	$2,339 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`94144-09-024`

Property Details

APN / Parcel Number

Primary APN	`94144-09-024`
Alternative APN	`R0480002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,070 sqft (0.139 acres)
Porch	Open Slab
Porch Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0480002
Street Address	1050 6TH ST
City	BERTHOUD
State	CO
Zip	80513-1052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24, BLK 4, GARDEN FAIR HOMES, BER
Legal Range	69W
Legal Township	4N
Legal Section	14
Legal Subdivision	GARDEN FAIR HOMES
Legal Block	4
Legal Lot Number	24
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	3
Census Block	3021
Census Tract	2700

Owner

1050 6th St is owned and occupied by two individuals who bought it in September 2021.

Source: Larimer County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1050 6TH ST, BERTHOUD, CO 80513-1052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Special Warranty Deed, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Prior Sale	Oct 5, 2016 · Amount on File
Deed Document Number	202187621
Prior Transfer Date	Jul 24, 1998
Prior Transfer Doc	0000066271
Record Updated	Sep 20, 2026

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 20, 2021
Property Address	1050 6TH ST, BERTHOUD, CO 80513-1052
Document Number	0000087621
Instrument Date	Sep 16, 2021
Instrument	20210087621
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1050 6TH ST, BERTHOUD, CO 80513-1052

Mortgage

Document Number	0000087622
Date	Sep 20, 2021
Instrument	20210087622

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Mortgage

Document Number	0000087623
Date	Sep 20, 2021
Instrument	20210087623

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1050 6TH ST, BERTHOUD, CO 80513-1052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079351
Date	Sep 30, 2020
Instrument	20200079351

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1050 6th St was $2,339, up 7.4% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,339.00 (+7.39%)	$23,119 Land $1,800 Building $21,319	$369,900 Land $28,800 Building $341,100
2024	$2,178.00 (+3.71%)
2023	$2,100.00 (+10.18%)	$26,338 (+32.46%) Land $1,930 Building $24,408	$393,100 (+37.4%) Land $28,800 Building $364,300
2022	$1,906.00	$19,884 Land $2,002 Building $17,882	$286,100 Land $28,800 Building $257,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1050 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1050 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband, T-Mobile, Verizon.

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