105 Wolf Branch Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 105 Wolf Branch Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 936 sqft · built 1968
Lot Size	1.76 acres (76,666 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,500 (Jul 2019)
Tax Bill	$832 (2026)
Deeds & Mortgages	Sep 2026 Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3989267689`

Property Details

APN / Parcel Number

Primary APN	`3989267689`
Alternative APN	`77308`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	76,666 sqft (1.76 acres)
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	96 sqft
Canopy	336 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Steam
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	77308
Street Address	105 WOLF BRANCH RD
City	SPARTA
State	NC
Zip	28675-8765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#20-27 CHOATE GS
Legal Subdivision	CHOATE, GREELY S
Legal Block	026
Legal Lot Number	20-27
Jurisdiction	ALLEGHANY NC
Township / Civil Division	WHITEHEAD
Census Block Group	3
Census Block	3030
Census Tract	950300

Owner

Source: Alleghany County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 WOLF BRANCH RD, SPARTA, NC 28675-8765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 17, 2023	Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK
Jul 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ATLANTIC BAY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	20191316
Deed Book / Page	400 / 1398
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Recording Date	Sep 11, 2026
Property Address	105 WOLF BRANCH RD, SPARTA, NC 28675-8765
Document Number	0000004452
Book / Page	457 / 823
Instrument Date	Sep 4, 2026
Instrument	20264452
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WOLF BRANCH RD, SPARTA, NC 28675-8765

Mortgage

Document Number	0000004452,
Date	Sep 11, 2026
Book Page	457/823
Instrument	20264452

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	105 WOLF BRANCH RD, SPARTA, NC 28675-8765
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WOLF BRANCH RD, SPARTA, NC 28675-8765

Mortgage

Document Number	000436/842
Date	May 17, 2023
Book Page	436/842
Instrument	997

Lender

Name	SKYLINE NATIONAL BANK
Type	Bank
Address	SPARTA, NC 28675

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Jul 1, 2019
Property Address	105 WOLF BRANCH RD, SPARTA, NC 28675-8765
Document Number	400/1398
Book / Page	400 / 1398
Instrument Date	Jul 1, 2019
Instrument	1316
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WOLF BRANCH RD, SPARTA, NC 28675-8765

Mortgage

Document Number	00400/1401
Date	Jul 1, 2019
Book Page	400/1401
Instrument	1317

Lender

Name	ATLANTIC BAY MORTGAGE GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$832.00 (+2.84%)	$115,600 (+1.94%) Land $41,400 Building $74,200	$115,600 (+1.94%) Land $41,400 Building $74,200
2025	$809.00
2023		$113,400 Land $41,400 Building $72,000	$113,400 Land $41,400 Building $72,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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