105 Witherspoon St, Lancaster, SC 29720 Property Records

Lancaster County property record for 105 Witherspoon St, Lancaster, SC 29720

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,025 sqft · built 1983
Lot Size0.141 acres (6,131 sqft)
Owner2 Individual Names on Record
Last Sale$181,000 (Nov 2024)
Tax Bill$990 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Feb 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0068J-0F-005.01

Property Details

APN / Parcel Number

Primary APN0068J-0F-005.01
Alternative APN
  • 9228

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,025 sqft Living Area
Gross Area1,269 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,131 sqft (0.141 acres)
Lot Dimensions10.2 ft deep x 60 ft wide
PorchPorch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Account Number9228
Street Address105 WITHERSPOON ST
CityLANCASTER
StateSC
Zip29720-2609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal Description60 X 102
Legal SubdivisionPLAN OF SURVEY FOR LATONYA S WITHERSPOON
Legal Block2
Legal Lot Number2
JurisdictionLANCASTER SC
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1054
Census Tract10700

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address105 WITHERSPOON ST, LANCASTER, SC 29720-2609
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Deed, Transfer · VA Mortgage
FIRST FEDERAL BANK
Feb 5, 2021Deed, Transfer · Conventional Mortgage
CROSTON EMARD
Feb 5, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2024 · Amount on Record
Deed SaleNov 12, 2024 · Amount on Record
Prior SaleOct 25, 2021 · Amount on Record
Deed Document Number202413940
Deed Book / Page1854 / 228
Prior Transfer DateFeb 3, 2021
Prior Transfer Doc0000002490
Record UpdatedSep 20, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER SC
Recording DateOct 25, 2021
Property Address105 WITHERSPOON ST, LANCASTER, SC 29720-2609
Document Number0000021687
Book / Page1483 / 144
Map ReferenceMB 279 PG 118-877
Instrument DateOct 20, 2021
Instrument2021021687
Transaction TypeTransfer
Record UpdatedAug 31, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$629.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address105 WITHERSPOON ST, LANCASTER, SC 29720-2609

Mortgage

Document Number0000021688
DateOct 25, 2021
Instrument2021021688
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER SC
Recording DateFeb 5, 2021
Property Address105 WITHERSPOON ST, LANCASTER, SC 29720-2609
Document Number0000002491
Book / Page1405 / 102
Instrument DateFeb 5, 2021
Instrument2021002491
Transaction TypeTransfer
Record UpdatedAug 31, 2022

Transaction

AmountAmount Recorded
Tax$222.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 291, MATTHEWS, NC 28106-0291
InvestorPossibly a Property Investor

Mortgage

Document Number0000002492
DateFeb 5, 2021
Instrument2021002492
Lender
NameCROSTON EMARD
TypePrivate Party
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 5, 2022

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLANCASTER SC
Recording DateFeb 5, 2021
Property Address105 WITHERSPOON ST, LANCASTER, SC 29720-2609
Document Number0000002490
Book / Page1405 / 99
Map ReferencePL 97-877
Instrument DateFeb 3, 2021
Instrument2021002490
Transaction TypeTransfer
Record UpdatedAug 31, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address734 CARLY SCOTT DR, MONROE, NC 28110-8823

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLancaster County
MunicipalityLancaster City
Unified School DistrictLancaster County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$990.00 (+9.51%)$7,120 (+8.08%) Land $1,200 Building $5,920$178,000 (+8.08%) Land $30,000 Building $148,000
2024$904.00 (-11.98%)
2023$1,027.00$6,588 Land $108 Building $6,480$164,700 Land $2,700 Building $162,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LANCASTER
serves 14,074 people · EPA ID SC2910001
Water SourcePurchased surface water from LANCASTER COUNTY W&SD
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Cable
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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