Santa Cruz County property record for 105 Winterwind Way, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,280 sqft · built 1986 |
| Lot Size | 10.3 acres (452,676 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $111,500 (Aug 2004) |
| Tax Bill | $13,199 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-101-77 |
| Primary APN | 049-101-77 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 3,070 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 452,676 sqft |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 790 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 753 sqft |
| Patio Area | 753 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 105 WINTERWIND WAY |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SU |
| Legal Description | PARCEL MAPS 36 PG 43 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 122402 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 WINTERWIND WAY, WATSONVILLE, CA 95076-9619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY FCU |
| Sep 18, 2020 | Deed of Trust, Mortgage · Line of Credit BAY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2004 · Amount on Record |
| Deed Sale | Aug 25, 2004 · Amount on Record |
| Prior Sale | May 30, 2003 · Amount on Record |
| Deed Document Number | 200461936 |
| Last Transfer Date | May 5, 2005 |
| Transfer Doc | 0000030981 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 105 WINTERWIND WAY, WATSONVILLE, CA 95076-9619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|
| Document Number | 0000021341 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 2020-0021341 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 105 WINTERWIND WAY, WATSONVILLE, CA 95076-9619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 105 WINTERWIND WAY, WATSONVILLE, CA 95076-9619 |
| Document Number | 0000037079 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 2020-0037079 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Nov 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,107,982 (+2%) Land $663,312 Building $444,670 | ||
| 2025 | $13,199.00 (+13.09%) Homeowner's exemption | $1,086,257 (+4.04%) Land $650,306 Building $435,951 | |
| 2023 | $11,671.00 (+1.81%) Homeowner's exemption | $1,044,077 Land $625,054 Building $419,023 | $1,175,400 |
| 2022 | $11,464.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2016–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: Cruzio, Etheric Networks.
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