105 Windy Ln, Richfield, PA 17086 Property Records

Juniata County property record for 105 Windy Ln, Richfield, PA 17086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 2004
Lot Size	0.026 acres (1,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,344 (Mar 2022)
Tax Bill	$2,990 (2026)
Deeds & Mortgages	Sep 2025 Second Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-05-084`

Property Details

APN / Parcel Number

Primary APN	`10-05-084`
Alternative APN	`10.05.084.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	1,120 sqft (0.026 acres)

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	105 WINDY LN
City	RICHFIELD
State	PA
Zip	17086-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUBDIVISION OF PROPERTY OF CINDY S FULTZ
Jurisdiction	JUNIATA PA
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2030
Census Tract	70400

Owner

Source: Juniata County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 WINDY LN, RICHFIELD, PA 17086-9786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 1, 2022	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 11, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Jun 20, 2003 · Amount on Record
Deed Document Number	2022975
Prior Transfer Date	Feb 24, 2022
Prior Transfer Doc	0202200975
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JUNIATA PA
Property Address	105 WINDY LN, RICHFIELD, PA 17086-9786
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	UNKNOWN, TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202503535
Date	Sep 22, 2025
Instrument	202503535

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JUNIATA PA
Recording Date	Mar 1, 2022
Property Address	105 WINDY LN, RICHFIELD, PA 17086-9786
Document Number	0202200975
Map Reference	MB 24 PG 457 SL 23
Instrument Date	Feb 24, 2022
Instrument	202200975
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WINDY LN, RICHFIELD, PA 17086-9786

Mortgage

Document Number	0202200976
Date	Mar 1, 2022
Instrument	202200976

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JUNIATA PA
Recording Date	Sep 11, 2018
Property Address	105 WINDY LN, RICHFIELD, PA 17086-9786
Document Number	0201803343
Map Reference	MB 24 PG 457 SL 23
Instrument Date	Aug 30, 2018
Instrument	201803343
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WINDY LN, RICHFIELD, PA 17086-9786

Mortgage

Document Number	0201803344
Date	Sep 11, 2018
Instrument	201803344

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Juniata County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Juniata County
County Subdivision	Monroe Township
Unified School District	Juniata County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,990.00 (+37.98%) Homeowner's exemption	$21,270 (-) Land $2,440 Building $18,830
2024	$2,167.00	$21,270 Land $2,440 Building $18,830
1974			$21,270 Land $2,440 Building $18,830

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: Brightspeed, Centre WISP, T-Mobile.

Cell Coverage

No cell data coverage reported

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