105 Windy Gap Rd, Blowing Rock, NC 28605 Property Records

Watauga County property record for 105 Windy Gap Rd, Blowing Rock, NC 28605

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 4 ba · 1,632 sqft · built 1996
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on File
Last Sale	$349,000 (May 2022)
Tax Bill	$1,234 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1898-91-5413-000`

Property Details

APN / Parcel Number

Primary APN	`1898-91-5413-000`
Alternative APNs	`1815881` `1853107`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	9,975 sqft (0.229 acres)
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1853107
Street Address	105 WINDY GAP RD
City	BLOWING ROCK
State	NC
Zip	28605-9442
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	TRACT 1, PB27 PG476
Legal Subdivision	SADDLE HILLS
Legal Tract	1
Jurisdiction	WATAUGA NC
Township / Civil Division	BLOWING ROCK
Census Block Group	2
Census Block	2010
Census Tract	920800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Flat Top Estate listed 2013 · 6 contributing resources · NRIS 13000978

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

105 Windy Gap Rd, a residential property, is owned by two individuals who bought it in May 2022.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 307, SWANNANOA, NC 28778-0307
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 4, 2020	Warranty Deed, Transfer JOHNSON CNTY BK
Feb 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Deed Document Number	2022720642
Deed Book / Page	2276 / 760
Prior Transfer Date	May 15, 2015
Prior Transfer Doc	0018040207
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 26, 2022
Property Address	105 WINDY GAP RD, BLOWING ROCK, NC 28605-9442
Document Number	0022760760
Book / Page	2276 / 760
Map Reference	MB 27 PG 476
Instrument Date	May 17, 2022
Instrument	720642
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$698.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 12583, CHARLOTTE, NC 28220-2583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3218 MILAN ST, NEW ORLEANS, LA 70125-4638

Mortgage

Document Number	0000720643
Date	May 26, 2022
Instrument	720643

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 4, 2020
Property Address	105 WINDY GAP RD, BLOWING ROCK, NC 28605-9442
Document Number	0021200335
Book / Page	002120 / 000335
Instrument Date	Sep 4, 2020
Instrument	694788
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$576.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 12583 CHARLOTTE NC 282202583, CHARLOTTE, NC 28220-2583

Mortgage

Document Number	21200347
Date	Sep 4, 2020
Book Page	002120/000347
Instrument	694791

Lender

Name	JOHNSON CNTY BK
Type	Bank
Address	MOUNTAIN CITY, TN 27683

Agreement

Amount	Amount on Record

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Feb 27, 2018
Property Address	105 WINDY GAP RD, BLOWING ROCK, NC 28605-9442
Document Number	0019610691
Book / Page	001961 / 000691
Instrument Date	Feb 26, 2018
Instrument	666492
Transaction Type	Transfer
Record Updated	Mar 9, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 307 SPRUCE PINE NC 287770307, SPRUCE PINE, NC 28777-0307

Tax Assessment & Valuation

The 2025 property tax bill for 105 Windy Gap Rd was $1,234.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,000 (-) Land $27,600 Building $245,400
2025	$1,234.00	$273,000 Land $27,600 Building $245,400
2024			$273,000 Land $27,600 Building $245,400
2023		$273,000 Land $27,600 Building $245,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Windy Gap Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 units insured incl. 10 condo units
Nearby Flood Claims	11 (1993–2024)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Windy Gap Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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