Effingham County property record for 105 Windstream St, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,008 sqft · built 2019 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,900 (Apr 2020) |
| Tax Bill | $3,013 (2025) |
| Deeds & Mortgages | May 2020 Mortgage May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0352F-110-A00 |
| Primary APN | 0352F-110-A00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gambrel |
| Roof Material | Fiberglass |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 29840 |
|---|---|
| Street Address | 105 WINDSTREAM ST |
| City | GUYTON |
| State | GA |
| Zip | 31312-6710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | .149 AC LOT 110A (OUT 352F-1J) PLT 28/434 |
| Legal Subdivision | WINDFIELD |
| Legal Phase | 1 |
| Legal Lot Number | 110A |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 30404 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 WINDSTREAM ST, GUYTON, GA 31312-6710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2020 | Deed of Trust, Mortgage ANGEL OAK HOME LOANS |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK HOME LOANS |
| Jun 17, 2019 | Deed of Trust, Mortgage · Commercial Mortgage COLONY BANK |
| Apr 29, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage ANGEL OAK HOME LOANS |
| Feb 17, 2020 | Limited Warranty Deed, Construction Loan |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2020 · Amount on Record |
| Deed Sale | Apr 29, 2020 · Amount on Record |
| Deed Document Number | 20201159 |
| Deed Book / Page | 2589 / 993 |
| Prior Transfer Date | Feb 17, 2020 |
| Prior Transfer Doc | 002574/640 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 105 WINDSTREAM ST, GUYTON, GA 31312-6710 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 105 WINDSTREAM ST, GUYTON, GA 31312-6710 |
| Document Number | 0000002590/0000000002 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 0000002590/0000000002 |
| Instrument | 004103 |
| Name | ANGEL OAK HOME LOANS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 105 WINDSTREAM ST, GUYTON, GA 31312-6710 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 105 WINDSTREAM ST, GUYTON, GA 31312-6710 |
| Document Number | 0000002590/0000000002 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 0000002590/0000000002 |
| Instrument | 004103 |
| Name | ANGEL OAK HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 105 WINDSTREAM ST, GUYTON, GA 31312-6710 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | NOEL C CONAWAY RD, GA |
| Document Number | 0000002529/0000000958 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 0000002529/0000000958 |
| Instrument | 004980 |
| Name | COLONY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 29, 2020 |
| Property Address | 105 WINDSTREAM ST, GUYTON, GA 31312-6710 |
| Document Number | 002589/993 |
| Book / Page | 2589 / 993 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 2020-001159 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 WINDSTREAM ST, GUYTON, GA 31312-6710 |
| Document Number | 0000002589/0000000995 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 0000002589/0000000995 |
| Instrument | 004101 |
| Name | ANGEL OAK HOME LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Feb 17, 2020 |
| Property Address | 105 WINDSTREAM ST, GUYTON, GA 31312-6710 |
| Document Number | 002574/640 |
| Book / Page | 2574 / 640 |
| Instrument Date | Feb 17, 2020 |
| Instrument | 2020-000449 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7370 HODGSON MEMORIAL DR STE D10, D10, SAVANNAH, GA 31406-2541 |
| Investor | Possibly a Property Investor |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,547 (+1.05%) Land $22,800 Building $113,747 | $341,367 (+1.05%) Land $57,000 Building $284,367 | |
| 2025 | $3,013.00 (+8.15%) Homeowner's exemption | $135,131 (-5.43%) Land $22,800 Building $112,331 | $337,827 (-5.43%) Land $57,000 Building $280,827 |
| 2024 | $2,786.00 (+0.72%) Homeowner's exemption | $142,896 (+69.81%) Land $22,800 Building $120,096 | $357,239 (+69.81%) Land $57,000 Building $300,239 |
| 2022 | $2,766.00 | $84,149 Land $16,000 Building $68,149 | $210,372 Land $40,000 Building $170,372 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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