105 Windlass Ct, Moneta, VA 24121 Property Records

Bedford County property record for 105 Windlass Ct, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1977
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Oct 2026)
Tax Bill	$849 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`232 1 6 21`

Property Details

APN / Parcel Number

Primary APN	`232 1 6 21`
Alternative APNs	`23209100` `159974`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	396 sqft
Basement Area	396 sqft
Unfinished Basement	396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,757 sqft (1.28 acres)
Deck Area	1,082 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	105 WINDLASS CT
City	MONETA
State	VA
Zip	24121-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 21 SNUG HARBOR BK 6
Legal Subdivision	SNUG HARBOR
Legal Block	6
Legal Lot Number	2
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1033
Census Tract	30504

Owner

Source: Bedford County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 WINDLASS CT, MONETA, VA 24121-5118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE
Feb 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2026 · Amount on Record
Deed Sale	Oct 9, 2026 · Amount on Record
Deed Document Number	20269630
Prior Transfer Date	Jan 25, 2021
Prior Transfer Doc	0000001466
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 9, 2026
Property Address	105 WINDLASS CT, MONETA, VA 24121-5118
Document Number	0000009630
Instrument Date	Oct 5, 2026
Instrument	20269630
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,370.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WINDLASS CT, MONETA, VA 24121-5118

Mortgage

Document Number	0000009631,
Date	Oct 9, 2026
Instrument	20269631

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	105 WINDLASS CT, MONETA, VA 24121-5118
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210001467
Date	Feb 1, 2021
Instrument	210001467

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$849.00	$207,100 (-) Land $40,000 Building $167,100
2025	$849.00	$207,100 (+1%) Land $40,000 Building $167,100
2023	$849.00 Additional exemption filed	$103,550	$207,100 Land $40,000 Building $167,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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