105 Willow Tree Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 105 Willow Tree Ln, Murphy, NC 28906 · Last verified August 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,296 sqft Heated Area
Lot Size21,780 sqft (0.5 acres)
GarageCarport, 340 sqft
Last Sale$103,000 (2026)
Tax Bill$296.00 (2025)

Property Details

APN / Parcel Number

Primary APN455002563167000
Alternative APN
  • 38316

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,296 sqft Heated Area
Gross Area1,876 sqft Gross Area
1st Floor1,296 sqft 1st Floor
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWood Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleMobile Home Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area21,780 sqft (0.5 acres)
Depth X Width164 ft x 367 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area340 sqft Garage
CarportCarport
Carport Area340 sqft Carport
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number38316
Street Address105 WILLOW TREE LN
CityMURPHY
StateNC
Zip28906-6230
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 20 WINDING OAKS SUB 1100/793
Legal SubdivisionOAKS SUB
Legal Lot Number20
JurisdictionCHEROKEE NC
Minor Civil DivisionNOTLA
Census Blockgroup1
Census Block1003
Census Tract930606

Owner

Source: Cherokee County records · APN 455002563167000

Assessment roll updated October 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address101 WILLOW TREE LN, MURPHY, NC 28906-6230
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Warranty Deed, Transfer · Conventional Mortgage
CENTRAL TRUST BANK
Oct 17, 2022Deed of Trust, Mortgage · Reverse Mortgage
MORTGAGE FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2026 · Amount on Record
Deed SaleJul 28, 2026 · Amount on Record
Prior SaleMar 28, 2005
Deed Doc Number20263798
Deed Book / Page1806 / 663
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJul 28, 2026
Property Address105 WILLOW TREE LN, MURPHY, NC 28906-6230
Document Number0000003798
Book / Page1806 / 663
Instrument DateJul 18, 2026
Instrument20263798
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$20,806.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 WILLOW TREE LN, MURPHY, NC 28906-6230

Mortgage

Document Number0000003799,
DateJul 28, 2026
Instrument20263799
Lender
NameCENTRAL TRUST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address105 WILLOW TREE LN, MURPHY, NC 28906-6230
Transaction TypeMortgage
Record UpdatedNov 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 WILLOW TREE LN, MURPHY, NC 28906-6230

Mortgage

Document Number01722/1166
DateOct 17, 2022
Book Page1722/1166
Instrument6637
Lender
NameMORTGAGE FINANCIAL GROUP INC
TypeMortgage Company
AddressTAVARES, FL 32778
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term916 Months
DueJan 31, 2099
Interest
Rate TypeAdjustable Rate
Rate6.32%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateDec 01, 2022
Index1-Year CMT
Max Rate11.3%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$296.00$60,890 (-)$60,890 (-) Land $15,000 Building $45,890
2023$60,890$60,890 Land $15,000 Building $45,890

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