1. Home
  2. New York
  3. Suffolk County
  4. Smithtown
  5. Willow St

105 Willow St, Smithtown, NY 11787 Property Records

Suffolk County and Southampton Town property record for 105 Willow St, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,888 sqft · built 1991
Lot Size2.6 acres (113,256 sqft)
OwnerCompany Name on File
Last Sale$600,000 (Mar 2024)
Tax Bill$11,314 (2020)
Deeds & MortgagesMay 2024 Refinance
Mar 2024 Sale
Flood ZoneZone X (minimal risk)
APN0904-004.00-02.00-043.000

Property Details

APN / Parcel Number

Primary APN0904-004.00-02.00-043.000
Alternative APNs
  • 473605 004.000-0002-043.000
  • 360500400000020430000000
  • 47360036940
  • 008000002

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,888 sqft Living Area
1st Floor Area1,888 sqft
Basement Area944 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleMobile Home
Exterior MaterialWood
Lot Area113,256 sqft
View / LotBelow Average
Garage TypeDetached
Garage Area450 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area242 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number008000002
Street Address105 WILLOW ST
CitySMITHTOWN
StateNY
Zip11787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVILLA
Legal Description88 LD EQ +285099 CHANGEEAGE PER REALPROPERTY 101
Legal Block2
Legal Lot Number43
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHAMPTON
Census Block Group1
Census Block1006
Census Tract190802

Owner

105 Willow St is owned by a company that bought it in March 2024.

Source: Suffolk County and Southampton Town records, as of October 19, 2026

Owner of RecordCompany Name on File
Mailing Address615 TERRY RD, HAUPPAUGE, NY 11788-3430
Owner TypeCompany
VestingCorporation

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 21, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
GUARDHILL FINANCIAL CORP
Mar 27, 2024Deed, Transfer
FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2024 · Amount on File
Deed SaleMar 27, 2024 · Amount on File
Deed Book / Page13241 / 772
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address105 WILLOW ST, SOUTHAMPTON, NY 11968-3327
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235880334
DateMay 21, 2024
Book Page23588/334
Lender
NameGUARDHILL FINANCIAL CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2054

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateMar 27, 2024
Property Address105 WILLOW ST, SOUTHAMPTON, NY 11968-3327
Document Number0132410772
Book / Page13241 / 772
Instrument DateDec 16, 2023
Transaction TypeTransfer
Record UpdatedApr 30, 2024
Title CompanyFIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 TERRY RD, HAUPPAUGE, NY 11788-3430

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthampton Town
MunicipalitySouthampton Village
Unified School DistrictSouthampton Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,194,800 Land $961,400 Building $233,400
2024$2,060,000 (+13.79%) Land $1,657,586 Building $402,414
2023$1,194,800 Land $961,400 Building $233,400$1,810,303 Land $1,456,667 Building $353,636
2020$11,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Willow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

Nearby Properties on Willow St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures