105 Willow Pointe Dr, Glencoe, KY 41046 Property Records

Gallatin County property record for 105 Willow Pointe Dr, Glencoe, KY 41046

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,080 sqft · built 2002
Lot Size	0.268 acres (11,674 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Aug 2022)
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Aug 2022 Transfer Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-WP-05`

Property Details

APN / Parcel Number

Primary APN	`29-WP-05`
Alternative APNs	`7361-1` `780-1`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,674 sqft (0.268 acres)
Terrain	Rolling
Driveway	Concrete Driveway
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	7361-1
Street Address	105 WILLOW POINTE DR
City	GLENCOE
State	KY
Zip	41046-2058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	LOT 5 WILLOW POINTE & 2002 REDMAN
Legal Subdivision	WILLOW POINTE
Legal Lot Number	5
Jurisdiction	GALLATIN KY
Township / Civil Division	WARSAW
Census Block Group	1
Census Block	1001
Census Tract	960104

Owner

Source: Gallatin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 WILLOW POINTE DR, GLENCOE, KY 41046-2058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Intrafamily Transfer, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
Aug 15, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 3, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS UNION BANK
Nov 8, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Prior Sale	Aug 15, 2022 · Amount on Record
Deed Document Number	202285689
Deed Book / Page	137 / 202
Prior Transfer Date	Aug 5, 2022
Prior Transfer Doc	00D137/197
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN KY
Recording Date	Aug 15, 2022
Property Address	105 WILLOW POINTE DR, GLENCOE, KY 41046-2058
Document Number	00D137/197
Book / Page	D137 / 197
Map Reference	CAB A-93
Instrument Date	Aug 11, 2022
Instrument	85684
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 KY HIGHWAY 16, GLENCOE, KY 41046-9426

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN KY
Recording Date	Aug 15, 2022
Property Address	105 WILLOW POINTE DR, GLENCOE, KY 41046-2058
Document Number	00D137/202
Book / Page	D137 / 202
Map Reference	CAB A-93
Instrument Date	Aug 11, 2022
Instrument	85689
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	804 KY HIGHWAY 16, 804, GLENCOE, KY 41046-9426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WILLOW POINTE DR, GLENCOE, KY 41046-2058

Mortgage

Document Number	0000085693
Date	Aug 15, 2022
Instrument	85693

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN KY
Property Address	105 WILLOW POINTE DR, GLENCOE, KY 41046-2058
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 KY HIGHWAY 16, GLENCOE, KY 41046-9426

Mortgage

Document Number	00M228/707
Date	Jul 3, 2017
Book Page	M228/707
Instrument	70726

Lender

Name	CITIZENS UNION BANK
Type	Bank
Address	OWENTON, KY 40359

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN KY
Recording Date	Nov 8, 2019
Property Address	105 WILLOW POINTE DR, GLENCOE, KY 41046-2058
Document Number	00D130/135
Book / Page	D130 / 135
Map Reference	CAB A-93
Instrument Date	Nov 1, 2019
Instrument	74716
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	804 KY HIGHWAY 16, 804, GLENCOE, KY 41046-9426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 KY HIGHWAY 16, GLENCOE, KY 41046-9426
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Gallatin County
Unified School District	Gallatin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (-) Land $15,000 Building $125,000	$140,000 (-) Land $15,000 Building $125,000
2025	$1,486.00 (-0.93%)	$140,000 (-) Land $15,000 Building $125,000	$140,000 (-) Land $15,000 Building $125,000
2023	$1,500.00	$140,000 Land $15,000 Building $125,000	$140,000 Land $15,000 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN COUNTY WATER DISTRICT serves 5,860 people · EPA ID KY0390130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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