Polk County property record for 105 Wilder Rd, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,120 sqft · built 1976 |
| Lot Size | 0.576 acres (25,108 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Mar 2008) |
| Tax Bill | $511 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-12-000000-012420 |
| Primary APN | 23-27-12-000000-012420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| Upper Floors Area | 748 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Composition/Composite |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 25,108 sqft (0.576 acres) |
| Lot Dimensions | 159 ft deep x 158 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 40 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 105 WILDER RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-5250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | BEG AT PT 33 FT N & 40 FT W OF SE COR OF SE1/4 OF NE1/4 FOR POB RUN W 159 FT N 159.97 FT E 159 FT S 157.88 FT TO POB |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | BRENTWOOD LANE |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 12203 |
105 Wilder Rd is owned and occupied by two individuals who acquired it in October 2020.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 WILDER RD, LAKELAND, FL 33809-5250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2023 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Oct 20, 2020 | Quit Claim Deed, Transfer MIDFLORIDA TITLE PROFESSIONALS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2008 · Amount on File |
| Deed Sale | Mar 7, 2008 · Amount on File |
| Prior Sale | Aug 21, 2007 |
| Deed Document Number | 200839415 |
| Deed Book / Page | 7571 / 1687 |
| Last Transfer Date | Oct 14, 2020 |
| Transfer Doc | 0000222497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 105 WILDER RD, LAKELAND, FL 33809-5250 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004003 |
|---|---|
| Date | Jan 6, 2023 |
| Book Page | 12542/1510 |
| Instrument | 2023004003 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 20, 2020 |
| Property Address | 105 WILDER RD, LAKELAND, FL 33809-5250 |
| Document Number | 0114212291 |
| Book / Page | 011421 / 002291 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 222497 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2020 |
| Title Company | MIDFLORIDA TITLE PROFESSIONALS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 105 WILDER RD LAKELAND FL 338095250, LAKELAND, FL 33809-5250 |
The 2025 property tax bill for 105 Wilder Rd was $511 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,939 (+2.7%) | $303,722 (-7.6%) Land $19,410 Building $284,312 | |
| 2025 | $511.00 Homeowner's exemption | $79,785 | $328,710 Land $19,410 Building $309,300 |
| 2023 | $971.00 (+4.3%) Homeowner's exemption | $75,278 (+3%) | $281,083 (+16.17%) Land $18,691 Building $262,392 |
| 2022 | $931.00 Homeowner's exemption | $73,085 | $241,951 Land $15,816 Building $226,135 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Wilder Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Wilder Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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