105 Whiteside Dr, Belleville, IL 62221 Property Records

St. Clair County property record for 105 Whiteside Dr, Belleville, IL 62221

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 1984
Lot Size	0.719 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$275,500 (Sep 2025)
Tax Bill	$4,157 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
APN	`08-11-0-401-009`

Property Details

APN / Parcel Number

Primary APN	`08-11-0-401-009`

Interior

Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	2,576 sqft
Basement Area	1,288 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	31,363 sqft (0.719 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Deck Area	80 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	105 WHITESIDE DR
City	BELLEVILLE
State	IL
Zip	62221-2558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE LAKE 2ND ADD LOT/SEC-45 SW 1/2 VAC WHITESIDE DR DOC A02658636
Legal Subdivision	PINE LAKE 2ND ADD
Legal Lot Number	45
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1031
Census Tract	503323

Owner

Source: St. Clair County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	105 WHITESIDE DR, BELLEVILLE, IL 62221-2558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jul 20, 2020	Warranty Deed, Transfer · Conventional with PMI FCB BANKS
Aug 1, 2017	Warranty Deed, Transfer · Conventional with PMI ENDEAVOR CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Jul 20, 2020 · Amount on Record
Deed Document Number	A02860288
Record Updated	Jun 7, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 15, 2025
Property Address	105 WHITESIDE DR, BELLEVILLE, IL 62221-2558
Document Number	0A02860288
Map Reference	MB 58 PG 12
Instrument Date	Sep 12, 2025
Instrument	A02860288
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 WHITESIDE DR, BELLEVILLE, IL 62221-2558

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 WHITESIDE DR, BELLEVILLE, IL 62221-2558

Mortgage

Document Number	0A02860289
Date	Sep 15, 2025
Instrument	A02860289

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate	6.5%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 20, 2020
Property Address	105 WHITESIDE DR, BELLEVILLE, IL 62221-2558
Document Number	00A2658636
Instrument Date	Jul 17, 2020
Instrument	2658636
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 WHITESIDE DR BELLEVILLE IL 622212558, BELLEVILLE, IL 62221-2558

Mortgage

Document Number	A2658637
Date	Jul 20, 2020
Instrument	2658637

Lender

Name	FCB BANKS
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

Interest

Rate	2.75%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 1, 2017
Property Address	105 WHITESIDE DR, BELLEVILLE, IL 62221-2558
Document Number	00A2545728
Instrument Date	Jul 31, 2017
Instrument	2545728
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 WHITESIDE DR BELLEVILLE IL 622212558, BELLEVILLE, IL 62221-2558

Mortgage

Document Number	A2545729
Date	Aug 1, 2017
Instrument	2545729

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Whiteside School District 115 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,157.00 Homeowner's exemption	$67,879 (+21.51%) Land $11,140 Building $56,739	$203,637 (+21.51%) Land $33,420 Building $170,217
2022		$55,865 Land $10,006 Building $45,859	$167,595 Land $30,018 Building $137,577

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1994–2024)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storm And Flooding, Jul 2022 · 4 claims Severe Storms And Flooding, May 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Whiteside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures