105 Whitehead St, Key West, FL 33040 Property Records

Monroe County property record for 105 Whitehead St, Key West, FL 33040

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details5,812 sqft · built 1934
Lot Size0.16 acres (7,006 sqft)
OwnerCompany Name on Record
Tax Bill$19,967 (2024)
Flood ZoneZone AE (high risk)
APN00000650-000000

Property Details

APN / Parcel Number

Primary APN00000650-000000
Alternative APNs
  • 01010100000650000000
  • 1000663

Interior

Stories1 Story
Building Area5,812 sqft Total Area
1st Floor Area5,812 sqft

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1998
Exterior MaterialCombination
Fire ResistanceMasonry Walls, Wood Interior
Lot Area7,006 sqft (0.16 acres)
Lot Dimensions142 ft deep x 49 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area445 sqft
Patio Area1,075 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1000663
Old Parcel Number01010100000650000000
Street Address105 WHITEHEAD ST
CityKEY WEST
StateFL
Zip33040-6520
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionKW PT LOT 2 SQR 9 OR97-112/13 OR794-947/48 OR1607-1624/27 OR1640-1245/47
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 09
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2042
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1736, KEY WEST, FL 33041-1736
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,527,510 (+6.77%) Land $1,966,950 Building $560,560$2,527,510 (+6.77%) Land $1,966,950 Building $560,560
2024$19,967.00 (-0.89%)
2023$20,147.00 (+7.54%)$2,367,223 (+6.22%) Land $1,803,038 Building $564,185$2,367,223 (+6.22%) Land $1,803,038 Building $564,185
2022$18,734.00$2,228,553 Land $1,639,125 Building $589,428$2,228,553 Land $1,639,125 Building $589,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

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