Lexington County property record for 105 Whitby Ct, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,257 sqft · built 1983 |
| Lot Size | 0.219 acres (9,549 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Oct 2007) |
| Tax Bill | $896 (2024) |
| Deeds & Mortgages | Sep 2023 Mortgage Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001927-03-039 |
| Primary APN | 001927-03-039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,257 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood Siding |
| Roof Material | Shingle |
| Lot Area | 9,549 sqft (0.219 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 WHITBY CT |
|---|---|
| City | IRMO |
| State | SC |
| Zip | 29063-2438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | FRIARSGATE B SEC 5E2 LOT 80 BLK R2 |
| Legal Subdivision | FRIARSGATE B SECTION 5E-2 |
| Legal Block | R |
| Legal Lot Number | 80 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | IRMO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21113 |
105 Whitby Ct is owned and occupied by an individual who bought it in October 2007.
Source: Lexington County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 WHITBY CT, IRMO, SC 29063-2438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ALLSOUTH FCU |
| Nov 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ALLSOUTH FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2007 · Amount on File |
| Deed Sale | Oct 15, 2007 · Amount on File |
| Prior Sale | Jul 12, 2005 · Amount on File |
| Deed Document Number | 200759299 |
| Deed Book / Page | 12404 / 280 |
| Prior Transfer Date | Oct 8, 2007 |
| Prior Transfer Doc | 1240400280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 105 WHITBY CT, IRMO, SC 29063-2438 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 105 WHITBY CT, IRMO, SC 29063-2438 |
| Investor | Possibly a Property Investor |
| Document Number | 2107403898 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 21074/3898 |
| Instrument | 2023033201 |
| Name | ALLSOUTH FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 105 WHITBY CT, IRMO, SC 29063-2438 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 105 WHITBY CT, IRMO, SC 29063-2438 |
| Investor | Possibly a Property Investor |
| Document Number | 2118904797 |
|---|---|
| Date | Nov 6, 2025 |
| Book Page | 21189/4797 |
| Instrument | 2025043570 |
| Name | ALLSOUTH FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Dec 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | 1-Year CMT |
| Max Rate | 11.1% |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $896.00 (+5.66%) | $3,585 (-) Land $913 Building $2,672 | $89,637 (-) Land $22,833 Building $66,804 |
| 2023 | $848.00 | $3,585 Land $913 Building $2,672 | $89,637 Land $22,833 Building $66,804 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 105 Whitby Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Whitby Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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