Buncombe County property record for 105 Watson Rd, Arden, NC 28704 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1988 |
| Square Footage | 1,644 sqft Living Area |
| Lot Size | 104,108 sqft (2.39 acres) |
| Primary APN | 3022597-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,644 sqft Living Area |
| 1st Floor | 1,644 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional Style |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 104,108 sqft (2.39 acres) |
| Porch | Open Porch |
| Porch Area | 540 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 3022597-2020-20 |
|---|---|
| Street Address | 105 WATSON RD |
| City | ARDEN |
| State | NC |
| Zip | 28704-8510 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBDIV: BLOCK: LOT: 2B SECTION: PLAT: 0164-0051 |
| Legal Subdivision | CONTAINING 2 |
| Legal Block | 3 |
| Legal Lot Number | 2B |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | LIMESTONE |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 2203 |
Source: Buncombe County records · APN 3022597-2020-20
Assessment roll updated September 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 292 JONES RD, FLETCHER, NC 28732-8227 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CREDIT UNION |
| Oct 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK |
| Oct 20, 2023 | Warranty Deed, Transfer |
| Mar 15, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 2009 |
| Deed Sale | May 06, 2009 |
| Prior Sale | Jun 05, 2008 · Amount on Record |
| Deed Book / Page | 4678 / 1182 |
| Last Transfer Date | Dec 04, 2017 |
| Transfer Doc | 5617001681 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 11, 2026 |
| Property Address | 105 WATSON RD, ARDEN, NC 28704-8510 |
| Document Number | 6591001833 |
| Book / Page | 6591 / 1833 |
| Instrument Date | May 05, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 105 WATSON RD, ARDEN, NC 28704-8510 |
| Document Number | 6591001833, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 6591/1833 |
| Name | GENISYS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 20, 2023 |
| Property Address | 105 WATSON RD, ARDEN, NC 28704-8510 |
| Document Number | 0063591332 |
| Book / Page | 6359 / 1332 |
| Map Reference | MB 164 PG 51 |
| Instrument Date | Oct 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 610 FARNHAM DR, NORTH CHESTERFIELD, VA 23236-4111 |
| Name | Verified Name |
|---|---|
| Address | 292 JONES RD, FLETCHER, NC 28732-8227 |
| Document Number | 0063591340 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | 6359/1340 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Nov 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 9% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 20, 2023 |
| Property Address | 105 WATSON RD, ARDEN, NC 28704-8510 |
| Document Number | 0063591283 |
| Book / Page | 6359 / 1283 |
| Map Reference | MB 164 PG 51 |
| Instrument Date | Oct 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $261.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9160 HUNTERS CHASE DR, MECHANICSVILLE, VA 23116-3185 |
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Mar 15, 2021 |
| Property Address | 105 WATSON RD, ARDEN, NC 28704-8510 |
| Document Number | 0060341907 |
| Book / Page | 6034 / 1907 |
| Map Reference | MB 164 PG 51 |
| Instrument Date | Mar 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 610 FARNHAM DR, NORTH CHESTERFIELD, VA 23236-4111 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $326,800 (-) Land $137,600 Building $189,200 | $326,800 (-) Land $137,600 Building $189,200 | |
| 2023 | $1,947.00 | $326,800 | $326,800 (-) Land $137,600 Building $189,200 |
| 2021 | $326,800 Land $137,600 Building $189,200 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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