105 Ware St, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 105 Ware St, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,284 sqft · built 1940
Lot Size	1.19 acres (51,729 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (May 2017)
Tax Bill	$1,394 (2026)
Deeds & Mortgages	May 2017 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12044`

Property Details

APN / Parcel Number

Primary APN	`12044`
Alternative APN	`1339563`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,284 sqft Finished Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	51,729 sqft (1.19 acres)
Lot Dimensions	326 ft deep x 75 ft wide
Porch	Slab
Porch Area	204 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1339563
Street Address	105 WARE ST
City	KINGS MOUNTAIN
State	NC
Zip	28086-2671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	13-15 & PT RES PB3-45 OFF HWY 74
Legal Subdivision	RESERVED OF THE WESTOVER DEVELOPMENT
Legal Block	1
Legal Lot Number	34
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3003
Census Tract	950400

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 WARE ST, KINGS MOUNTAIN, NC 28086-2671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Apr 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2017 · Amount on Record
Deed Sale	May 9, 2017 · Amount on Record
Deed Document Number	2017200000159
Deed Book / Page	1742 / 496
Last Transfer Date	Apr 27, 2021
Transfer Doc	0200054535
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	105 WARE ST, KINGS MOUNTAIN, NC 28086-2671
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017420499
Date	May 9, 2017
Book Page	1742/0499
Instrument	200000160

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Max Rate	6%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Apr 30, 2021
Property Address	105 WARE ST, KINGS MOUNTAIN, NC 28086-2671
Document Number	0018392375
Book / Page	1839 / 2375
Map Reference	MB 3 PG 45
Instrument Date	Apr 27, 2021
Instrument	200054535
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WARE ST, KINGS MOUNTAIN, NC 28086-2671

Mortgage

Document Number	18392379
Date	Apr 30, 2021
Instrument	1839/2379

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Kings Mountain City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,394.00 (+3.26%)	$131,776 (-) Land $47,080 Building $84,696	$131,776 (-) Land $47,080 Building $84,696
2025	$1,350.00	$131,776 (+71.94%) Land $47,080 Building $84,696	$131,776 (+71.94%) Land $47,080 Building $84,696
2023		$76,639 Land $41,850 Building $34,789	$76,639 Land $41,850 Building $34,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	May 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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