Franklin County property record for 105 Waggoner St, Decherd, TN 37324
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1981 |
| Lot Size | 0.342 acres (14,880 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $743 (2022) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 026066A C 00103 |
| Primary APN | 026066A C 00103 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,880 sqft (0.342 acres) |
| Lot Dimensions | 124 ft deep x 120 ft wide |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 80 sqft |
| Utility Building | 1 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 105 WAGGONER ST |
|---|---|
| City | DECHERD |
| State | TN |
| Zip | 37324-3651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 20, COUNTY AREA: D03 |
| Legal Subdivision | WAGGONERS CREEK |
| Legal Lot Number | 3 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 960401 |
105 Waggoner St is owned and occupied by an individual who acquired it in August 2023.
Source: Franklin County records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 WAGGONER ST, DECHERD, TN 37324-3651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Aug 21, 2023 | Quit Claim Deed, Transfer SOVEREIGN TITLE AGENCY LLC, SOVEREIGN T&E LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 1984 |
| Deed Sale | Mar 30, 1984 |
| Prior Sale | Oct 16, 1981 |
| Deed Book / Page | 200 / 209 |
| Last Transfer Date | Aug 17, 2023 |
| Transfer Doc | 0023005147 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | May 15, 2026 |
| Property Address | 105 WAGGONER ST, DECHERD, TN 37324-3651 |
| Document Number | 0000003548 |
| Book / Page | 1620 / 282 |
| Instrument Date | May 5, 2026 |
| Instrument | 20263548 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 105 WAGGONER ST, DECHERD, TN 37324-3651 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003548, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 1620/282 |
| Instrument | 20263548 |
| Name | FIRST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Aug 21, 2023 |
| Property Address | 105 WAGGONER ST, DECHERD, TN 37324-3651 |
| Document Number | 0023005147 |
| Book / Page | D478 / 573 |
| Map Reference | ENV 158-A |
| Instrument Date | Aug 17, 2023 |
| Instrument | 23005147 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2023 |
| Title Company | SOVEREIGN TITLE AGENCY LLC, SOVEREIGN T&E LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 WAGGONER ST, DECHERD, TN 37324-3651 |
Source: Franklin County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Municipality | Decherd City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,950 Land $3,375 Building $28,575 | ||
| 2023 | $28,525 (-) Land $3,375 Building $25,150 | ||
| 2022 | $743.00 | $28,525 Land $3,375 Building $25,150 | $127,800 (+12.01%) Land $13,500 Building $114,300 |
| 2021 | $114,100 Land $13,500 Building $100,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Waggoner St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Waggoner St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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