105 Wagers Cir, Dearborn, MO 64439 Property Records

Buchanan County property record for 105 Wagers Cir, Dearborn, MO 64439

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,670 (Feb 2026)
Tax Bill	$342 (2025)
Deeds & Mortgages	Oct 2024 Construction Loan Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-9.0-31-000-000-005.028`

Property Details

APN / Parcel Number

Primary APN	`18-9.0-31-000-000-005.028`

Exterior

Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	138 ft deep x 67.3 ft wide

Location & Zoning

Street Address	105 WAGERS CIR
City	DEARBORN
State	MO
Zip	64439-5506
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	31-55-34SWSUB:PARADISE LAKE ESTATES PHASE 1 LOT:14 BLK:LGL DESC:
Legal Subdivision	SW PARADISE LAKE ESTATES
Legal Lot Number	14
Jurisdiction	BUCHANAN MO
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2105
Census Tract	2800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 WAGERS CIR, DEARBORN, MO 64439-5506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2024	Deed of Trust, Mortgage · Construction Mortgage CENTRAL TRUST BANK
Feb 5, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COMMERCE BANK
Oct 3, 2024	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2026 · Amount on Record
Deed Sale	Feb 5, 2026 · Amount on Record
Prior Sale	Oct 3, 2024
Deed Document Number	2026866
Deed Book / Page	3815 / 677
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	105 WAGERS CIR, DEARBORN, MO 64439-5506
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7414 NE 87TH ST, KANSAS CITY, MO 64157-9562

Mortgage

Document Number	003801/559
Date	Oct 4, 2024
Book Page	3801/559
Instrument	2024007995

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	KANSAS CITY, MO 64157

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 5, 2026
Property Address	105 WAGERS CIR, DEARBORN, MO 64439-5506
Document Number	003815/677
Book / Page	3815 / 677
Instrument Date	Feb 4, 2026
Instrument	2026000866
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WAGERS CIR, DEARBORN, MO 64439-5506

Mortgage

Document Number	2026000952
Date	Feb 5, 2026
Instrument	2026000952

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 3, 2024
Property Address	105 WAGERS CIR, DEARBORN, MO 64439-5506
Document Number	003801/526
Book / Page	3801 / 526
Instrument Date	Apr 18, 2024
Instrument	2024007962
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7414 NE 87TH ST, KANSAS CITY, MO 64157-9562

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	Dearborn City
Unified School District	North Platte County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$342.00	$5,700 Land $5,700	$30,000 Land $30,000
2024	$342.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE CO PWSD 9 serves 1,860 people · EPA ID MO1024483
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wagers Cir

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